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1930 New River Inlet Road, North Topsail Beach, NC, 28460

4beds
4baths
2,360sqft
$899,900
$381price/sqft
$5,827/moest. monthly cost
$233,080/yrincome needed

About This Home

Coastal Luxury Meets Investment Perfection - Furnished 4BR/4BA Oasis with Private Elevator, Hot Tub, & Panoramic Views!Welcome to your dream beachside getaway or high-performing investment property! Located on the highly sought-after New River Inlet Road, this magnificent 4-bedroom, 4-bathroom home comes fully furnished, turnkey ready, and primed for rental income. Designed with both luxury and functionality in mind, the property features a private residential elevator making all floors easily accessible. Boasting premium Luxury Vinyl Plank flooring throughout, this home perfectly blends modern coastal elegance with low-maintenance durability, making it an incredible income-producing asset or a spectacular family retreat.The open and inviting living spaces flow into an upgraded gourmet kitchen, which features striking granite countertops and sleek stainless steel appliances perfect for entertaining large groups. A full-size washer and dryer are included, offering ultimate convenience for guests and owners alike. Modern tech meets premium convenience with a pre-installed Tesla EV charger, ensuring you or your rental guests are always ready for the next coastal adventure.The home's thoughtful layout provides unparalleled privacy and comfort, highlighted by two distinct primary suites. The entire third level is dedicated to a massive primary oasis, offering a secluded sanctuary complete with its own large private deck and jaw-dropping elevated views. The first-floor primary suite serves as another premium retreat, featuring a private hot tub right on the deck where you can unwind under the stars. Ensuring everyone enjoys their own slice of paradise, every single bedroom in this home boasts its own private deck access with sweeping coastal vistas.The exceptional outdoor features continue with premium neighborhood amenities, including a private gated sparkling community pool and a private gated community beach access just steps away from the soft sand. Before hitting the shore, grab your gear from the dedicated storage closet, fully stocked with all your beach necessities. After a blissful day in the sun, you can rinse off easily in the convenient outdoor shower before heading inside. Sold fully furnished with multiple covered and open-air decks maximizing the refreshing ocean breezes, this turnkey property allows you to seamlessly step into an active rental program without missing a beat.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

10/10
Coastal ElementaryGrades K-57.4 mi
7/10
Dixon MiddleGrades 6-84.7 mi
5/10
Dixon HighGrades 9-128.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Other,Pilings
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher,Electric Range
  • Laundry features: In Hall

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Kitchen Island,Elevator,Eat-in Kitchen
  • Flooring: LVT/LVP

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,360
  • Total interior livable area: 2,360 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Master Bedroom

  • Level: Third

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 77914.26
  • Zoning: R-5
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Patio & porch: Balcony
  • Exterior features: Outdoor Shower
  • Fencing: None
  • Has view: Yes
  • View description: ICW,Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Deeded Beach Access,Ocean Front
  • Frontage type: Oceanfront
  • Living area range: 2200 - 2399

Lot

  • Lot size: 871 sqft
  • Features: Deeded Beach Access
  • Lot size dimensions: 17 x 64 x 16 x 64

Parking

  • Parking features: Shared Driveway,Paved,Tandem,Underhouse
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Winter Weather
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$245$2,940
Property Taxes $813$9,756
Electricity $219$2,637
Total$5,827$69,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,782/yr
40% on housing$174,810/yr
45% on housing$155,386/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$381This listing

vs Other Active Listings

Avg $/sqft

ZIP 28460$305
Onslow County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 28460$202
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Price change$899,900
2026-05-29Listed for sale$950,000
2023-08-09Sold$649,000
2023-04-27Pending sale$649,000
2023-02-27Listed for sale$649,000
2022-09-29Listing removed--
2022-03-10Listed for sale$729,000

For Sale by Agent

AgentJenna Morton
BrokerageColdwell Banker Sea Coast Advantage

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