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679 Columbia Rd APT 3, Dorchester, MA, 02125

2beds
2baths
785sqft
$509,000
$648price/sqft
$3,456/moest. monthly cost
$138,240/yrincome needed

About This Home

Price $100K below assessed value! Your chance to be the first owner of this gut renovated, sunny second floor home with private deck. Conveniently located just North of Jones Hill and close to Uphams Corner. 2 minutes to the bus and just 1/2 a mile to the T, plus free Harvard shuttles to the medical area. Featuring: Open design kitchen with stainless appliances including dishwasher/disposal and stone countertops, custom cabinetry & quartz backsplash. Primary bath is a glass walk-in shower and double sink vanity. Second full bath is a tub/shower bath with stylish tile. Central air conditioning, tankless hot water heater, and private designated basement storage area. In-unit washer/dryer hook-up. Security system with camera. Double pane windows allow quiet enjoyment. Lovely private deck off the back is perfect for BBQs or just morning coffee. Outdoor parking for $15K. Great investment in a commuter friendly location! Lot next door is being developed and will add amazing value!

Getting Around

91
WalkingWalker's Paradise
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

3/10
2/10
Ruth Batson AcademyGrades 7-121.0 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Rubber

Notable Dates

  • Major remodel year: 2018

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Refrigerator,Freezer
  • Laundry features: In Unit,Washer Hookup

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Insulated Windows
  • Flooring: Wood
  • Finished area above ground: 785
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 785
  • Total interior livable area: 785 sqft

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 5086633
  • Attached to another structure: Yes
  • Zoning: r

Features

  • Patio & porch: Porch
  • Exterior features: Porch

Parking

  • Total spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Heat Wave
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,573$30,876
Home Insurance *$237$2,844
Property Taxes $292$3,504
Electricity $354$4,259
Total$3,456$41,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,491/yr
40% on housing$103,680/yr
45% on housing$92,160/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$648This listing

vs Other Active Listings

Avg $/sqft

ZIP 02125$416
Suffolk County$575

vs Homes Sold Last Month

Median $/sqft

ZIP 02125$341
Suffolk County$453

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-14Listed for sale$509,000
2022-03-12Listing removed--
2022-03-04Listed for sale$699,900

For Sale by Agent

AgentBetsy Herald
BrokerageThe Charles Realty

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