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4980 FOUR STRAND COURT, Saint Cloud, FL, 34772

5beds
3baths
2,879sqft
$485,000
$168price/sqft
$3,147/moest. monthly cost
$125,880/yrincome needed

About This Home

Perfectly located in St. Cloud, FL, 4980 Four Strand Ct puts you just minutes from shopping, restaurants, theme parks, major roads, and the airport. This stunning 5-bedroom, 2.5-bathroom home offers 2,896 square feet of move-in ready living space that your family will love. Step inside and you'll notice the high ceilings and open floor plan right away. The main living areas downstairs feature beautiful hard flooring that flows throughout, giving the home a clean and modern feel. The kitchen is a real standout with quartz counters, stainless steel appliances, and a large pantry that gives you all the storage you need. Whether you're cooking for the family or entertaining friends, this space makes it easy. Head upstairs and you'll find a bonus loft area that's perfect for a game room, home office, or extra hangout spot. The bedrooms and loft are carpeted for comfort, and there's plenty of room for everyone to spread out. A convenient laundry room keeps daily chores simple and organized. One of the best features of this home is the backyard with no rear neighbors, giving you extra privacy and a peaceful setting to relax. Plus, solar panels help keep those energy bills low, which is always a win in Florida. This home checks all the boxes for comfort, space, and convenience. Don't wait too long on this one. Schedule your showing today and see everything 4980 Four Strand Ct has to offer!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Middle School AAGrades 6-87.2 mi
5/10
Harmony High SchoolGrades 9-127.2 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Solid Surface Counters,Solid Wood Cabinets,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,320
  • Total interior livable area: 2,879 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 132630011800012890
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Exterior features: Lighting,Sidewalk
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 8,276 sqft
  • Features: In County,Near Public Transit,Sidewalk

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Hurricane
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$277$3,324
Property Taxes $129$1,548
Electricity $289$3,476
Total$3,147$37,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,897/yr
40% on housing$94,410/yr
45% on housing$83,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 34772$192
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34772$213
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$485,000
2026-07-09Price change$495,000
2026-05-22Listed for sale$500,000
2022-07-05Sold$460,000
2022-03-06Listing removed--
2022-03-03Listed for sale$449,725

For Sale by Agent

AgentMaoline Herrera
BrokerageEXP REALTY LLC

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