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1108 Natalie Ave, Montrose, MN, 55363

4beds
3baths
2,182sqft
$300,000
$137price/sqft
$2,141/moest. monthly cost
$85,640/yrincome needed

About This Home

MUST SEE !!! Stunning open floor plan, 4 bedrooms 3 baths. New paint, carpet and washer Dryer. Owners will love the private master suite with a large window overlooking the back yard with beautiful pond, and the attached bathroom with a two-sink vanity, soaker tub, step-in shower, private commode and large walk-in closet. Stunning kitchen is open and bright, and features gorgeous granite countertops, a spacious island, and a full suite of stainless-steel appliances, a spacious pantry. Walk through your bright dinning room to have a breakfast cup of coffee overlooking yard and pond full of wildlife. Spacious living room with room for all. Lower-level walk out 3 spacious bedrooms full bathroom down. Inviting large family room, room for all. The sliding glass door in the family room provides tons of natural light and looks out to the to the pond. New washer and dryer. Large double garage is deep, with plenty of room too. Located on cul-de-sac street with easy access to highway 12!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2022

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Side x Side

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 5,224 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Heat Wave
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Wright County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$204$2,448
Property Taxes $237$2,844
Electricity $184$2,208
Total$2,141$25,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,405/yr
40% on housing$64,230/yr
45% on housing$57,093/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 55363$128
Wright County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 55363$162
Wright County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentCraig J Kupfer
BrokerageBridge Realty, LLC

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