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133 W Dixie Ave, Elizabethtown, KY, 42701

3beds
2baths
--sqft
$819,000
--price/sqft
$5,199/moest. monthly cost
$207,960/yrincome needed

About This Home

*Video Tour Available* This property offers diverse income opportunities, making it a standout investment in downtown Elizabethtown. It features a vacant commercial space ready for a new business, a lucrative one-bedroom Airbnb, and a private two-bedroom owner's unit. The commercial space, formerly a successful restaurant, is now a blank slate for your vision—whether you’re looking to open a new dining establishment, retail shop, or office space. Its prime location benefits from steady foot traffic and Elizabethtown’s growing tourism industry. The one-bedroom short term rental unit presents opportunity for passive income, tapping into the demand for short-term rentals in the area. Additionally, the two-bedroom owner's unit provides a comfortable and private living space, perfect for an owner-occupant or as an additional rental property for long- or short-term leasing. With its historical charm, architectural character, and modern conveniences, this property offers a unique opportunity in the rapidly expanding Hardin County market. Don't miss your chance to invest in this dynamic and growing community!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

5/10
6/10
10/10
Elizabethtown High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Block
  • Roof: Rubber Membrane
  • Construction materials: Brick,Brick/Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Laundry features: In Unit

Basement

  • Basement: Cellar,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Ceiling Fan(s)

Features

  • Ceiling Fan(s)

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom,Door Levers,Ext Doors Open 36'' +,Grab Bars in Bathroom,Handicap Accessible

Lot

  • Lot size: 3,920 sqft
  • Features: Historical District

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Ice Storm
Lightning
Tornado
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,141$49,692
Home Insurance *$475$5,700
Property Taxes $429$5,148
Electricity $154$1,850
Total$5,199$62,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,251/yr
40% on housing$155,970/yr
45% on housing$138,640/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 42701$141
Hardin County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 42701$142
Hardin County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-10Listed for sale$819,000
2026-02-04Listing removed$819,000
2025-03-26Price change$819,000
2025-02-24Price change$829,000
2024-12-05Price change$849,000
2024-11-13Price change$950,000
2024-09-10Price change$999,000
2024-07-25Listed for sale$1,100,000

For Sale by Agent

AgentSarah B Heck
BrokerageKELLER WILLIAMS HEARTLAND

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