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1642 Banff St, Middleton, ID, 83644

5beds
3baths
2,553sqft
$669,000
$262price/sqft
$3,922/moest. monthly cost
$156,880/yrincome needed

About This Home

Expertly finished home in Middleton with flexible space and rare financing options. Welcome to this Venta built 5-bed, 2.5-bath home that blends function, comfort, and high-end finishes—all set on a fully fenced corner lot in a prime Middleton location. At 2,553 square feet, the layout offers room to grow with a dedicated office, open living areas, and thoughtful upgrades throughout. Enjoy engineered hardwood floors, a modern gas fireplace, and a kitchen equipped with a Bosch stainless appliance package, butler’s pantry, and elegant custom cabinetry. The office features custom wainscoting, and the spacious master suite includes a fully tiled walk-in shower and a separate soaking tub for a true retreat feel. The oversized four-car garage is finished with epoxy floors and has plenty of room for vehicles or hobbies. Walk to the neighborhood park or be at Middleton High in just minutes. Assumable loan at 3.89% available.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
--
Middleton Middle SchoolGrades 6-81.2 mi
8/10
Middleton High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Frame,Stone,HardiPlank Type,Circ./Cond - Crawl Space

Other

  • Builder name: Venta Homes, Inc.

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,ENERGY STAR Qualified Water Heater,Dishwasher,Disposal,Double Oven,Microwave,Oven/Range Built-In,Refrigerator,Gas Range

Bedroom2

  • Level: Upper
  • Area: 150

Bedroom3

  • Level: Upper
  • Area: 154

Bedroom4

  • Level: Upper
  • Area: 150

Bedroom5

  • Level: Upper
  • Area: 156

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Bath-Master,Den/Office,Great Room,Rec/Bonus,Double Vanity,Central Vacuum Plumbed,Walk-In Closet(s),Pantry,Kitchen Island,Quartz Counters,Number of Baths Upper Level: 2
  • Flooring: Carpet,Engineered Wood Floors
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,553

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,553
  • Total interior livable area: 2,553 sqft

Kitchen

  • Level: Main
  • Area: 156

Living Room

  • Level: Main
  • Area: 285

Master Bedroom

  • Level: Upper
  • Area: 285

Office

  • Level: Main
  • Area: 90

Property

Details

  • Parcel number: R3444221900

Features

  • Levels: Two
  • Patio & porch: Covered Patio/Deck
  • Fencing: Vinyl

Lot

  • Lot size: 9,147 sqft
  • Features: Standard Lot 6000-9999 SF,Sidewalks,Corner Lot,Auto Sprinkler System,Full Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Lightning
Wildfire

FEMA Declared Disasters in Canyon County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,382$40,584
Home Insurance $167$2,004
Property Taxes $217$2,604
Electricity $156$1,873
Total$3,922$47,064

Income You'd Need if You Spent...

35% on housing$134,468/yr
40% on housing$117,660/yr
45% on housing$104,586/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 83644$269
Canyon County$230

vs Homes Sold Last Month

Median $/sqft

ZIP 83644$254
Canyon County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

No price history available

For Sale by Agent

AgentChristian Koenig
BrokerageTHG Real Estate

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