896 Main St, Chipley, FL, 32428
About This Home
***** Neighborhood/Commercial Zoning***** Live and/or work there. The ''Stone House'' as it is known is a beautiful historical unique Office/Home built in 1919 by DR. G. C. Miller a local Chipley physician. It was designed by Dr. Miller to withstand fire and storms. The field rocks were brought in by some of his patients by mule and wagon. The interior walls were reinforced by concrete and plaster along with metallic ceilings. It is currently being used as an office with several spacious office spaces/bedrooms, a conference room, waiting area, built in eating nook, large kitchen, two full bathrooms, carport, parking spaces, and a one-of-a-kind oversized front porch to unwind when needed. The bonus is the extra Office/Apartment in the back yard. It boasts several offices/bedrooms, a cute kitchen and a full bathroom with a tile shower. With a total of 5 bedrooms and 3 baths with both homes. All of this sits on busy Hwy 77.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1936
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Bedroom
- Dimensions: 0 x 0
Bedroom
- Dimensions: 0 x 0
Bedroom
- Dimensions: 12 x 13
Bedroom
- Dimensions: 17 x 16
Bedroom
- Level: First
- Dimensions: 12 x 12
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Cooling
- Cooling features: Central Air
Interior Area
- Total structure area: 2,184
- Total interior livable area: 2,184 sqft
Property
Details
- Parcel number: 000000000018700000
- Zoning description: City
- Special condition: Listed As-Is
Lot
- Lot size: 0.36 Acres
- Features: Paved
- Lot size dimensions: TBD
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Cold Wave
- Inland Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Washington County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,286 | $39,432 |
| Home Insurance * | $456 | $5,472 |
| Property Taxes | $249 | $2,988 |
| Electricity | $219 | $2,637 |
| Total | $4,210 | $50,520 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2023-02-21 | Price change | $650,000 |
| 2022-09-17 | Price change | $698,000 |
| 2022-03-02 | Listed for sale | $739,000 |
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