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109 Holland St, Ellenton, FL, 34222

3beds
2baths
0sqft
$79,500
--price/sqft
$681/moest. monthly cost
$27,240/yrincome needed

About This Home

Move right in and start enjoying Florida life in this 3-bedroom, 2-bath Palm Harbor home! This 2015 Palm Harbor home is ready for you to move in and enjoy. Sitting on a spacious corner lot, it offers three bedrooms, two bathrooms, and a bright, open floor plan that feels welcoming the moment you step inside. Freshly painted throughout, the home has brand new ceiling fans and 3-inch faux wood blinds. The living, dining, and kitchen areas flow together, making it easy to spend time with family or friends. The kitchen has plenty of cabinets and counter space, with a layout that keeps you connected to the rest of the home. The home comes partially furnished, so moving in is simple. The indoor laundry room has a brand new washer and dryer for added convenience. The primary bedroom has a large walk-in closet and a private en suite with a step-in shower. The two guest bedrooms are good-sized, with plenty of storage. The guest bathroom has a tub-shower combo. Outside, the front porch is a great spot for morning coffee or an evening drink. The driveway fits up to three cars, and the oversized utility shed gives plenty of storage for tools, beach gear, or even a golf cart. A new AC system installed in 2023 keeps the home comfortable year-round. The location is convenient too, you're close to the dog park, the marina, Friendship Hall with its pool, the community garden, and the new cornhole courts. With its corner lot, spacious layout, and handy location, this home is a great place to enjoy life in Florida. Lot rent in Colony Cove varies depending on the location of the home within the community. This monthly fee includes not only access to the extensive list of amenities but also covers many of your routine living expenses. Water, sewer, trash pickup, property taxes, and lawn care are all included, leaving you responsible primarily for electricity and internet, which helps simplify budgeting. While all listing details are provided to the best of our knowledge and believed to be reliable, we always recommend that buyers arrange for a professional home inspection by an experienced company familiar with manufactured homes. Please note that lot rents are set by the community office and are subject to change. Colony Cove offers an exceptional lifestyle with minimal hassle-perfect for those looking to enjoy their retirement in comfort, convenience, and community.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

2/10
4/10
2/10
Palmetto High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2015

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet
  • Finished area above ground: 1,144

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 1,144

Kitchen

  • Features: Open,Laminate Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 1170

Features

  • Exterior features: Corner

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Inland Flooding
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $401$4,812
Home Insurance *$33$396
Property Taxes $50$600
Electricity $197$2,366
Total$681$8,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$23,348/yr
40% on housing$20,430/yr
45% on housing$18,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 34222$81
Manatee County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 34222$195
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-04Price change$85,000
2026-04-01Listed for sale$112,000
2026-03-23Listing removed$112,000
2026-01-29Price change$112,000
2025-11-27Listed for sale$124,900
2022-05-03Listing removed--
2022-04-27Pending sale$129,900
2022-03-30Price change$129,900
2022-03-08Price change$134,500
2022-03-01Listed for sale$139,900

For Sale by Agent

AgentRhonda Hunter
BrokerageMy Florida Dreams

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