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9448 Lemon Drop Loop, Ruskin, FL, 33573

5beds
3baths
2,415sqft
$370,000
$153price/sqft
$2,772/moest. monthly cost
$110,880/yrincome needed

About This Home

Beautiful corner-lot home built in 2022 offering 5 bedrooms and 2.5 bathrooms with a functional, open-concept design ideal for today’s lifestyle. The modern kitchen features stainless steel appliances, ample cabinetry, and seamlessly connects to the living and dining areas perfect for entertaining or everyday living. Enjoy a large backyard with plenty of space for outdoor gatherings, play, or future customization. Located in a desirable community close to schools, shopping, dining, and major highways for easy commuting. Home is well maintained, competitively priced, and move-in ready. Solar panels will be fully paid off by the seller at closing, offering immediate energy savings to the new owner. Don’t miss this opportunity—schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Belmont Elementary SchoolGrades PK-60.8 mi
2/10
Eisenhower Middle SchoolGrades 2-3,5-121.9 mi
3/10
Jule F Sumner High SchoolGrades 7-121.9 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Laundry Room

Bathroom2

  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bathroom3

  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bathroom4

  • Level: Second
  • Area: 143
  • Dimensions: 11x13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 112
  • Dimensions: 8x14

Features

  • None
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,789
  • Total interior livable area: 2,415 sqft

Kitchen

  • Level: First
  • Area: 126
  • Dimensions: 9x14

Living Room

  • Level: First
  • Area: 240
  • Dimensions: 15x16

Loft

  • Level: Second
  • Area: 192
  • Dimensions: 12x16

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 208
  • Dimensions: 13x16

Property

Details

  • Parcel number: U243119C5D00002400039.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 7,987 sqft
  • Lot size dimensions: 65.74 x 121.5

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$285$3,420
Property Taxes $374$4,488
Electricity $243$2,916
Total$2,772$33,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,040/yr
40% on housing$83,160/yr
45% on housing$73,920/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 33573$143
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33573$168
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$394,900
2026-01-02Listed for sale$424,900
2025-03-04Listing removed$3,000
2024-12-30Listing removed$439,900
2024-11-24Listed for rent$3,000
2024-11-09Price change$439,900
2024-08-01Price change$440,000
2024-07-10Listed for sale$450,000
2022-03-08Sold$354,000

For Sale by Agent

AgentAdamelys Valladares
BrokerageEXP REALTY LLC

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