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6798 Grace Hammock Rd, Harmony, FL, 34773

5beds
3baths
2,626sqft
$499,900
$190price/sqft
$3,498/moest. monthly cost
$139,920/yrincome needed

About This Home

Beautiful 5-bedroom, 3 full bathroom single-family home located in the desirable West Harmony Community , featuring a stunning lakeview overlooking a peaceful pond. This spacious home offers a highly functional floor plan with one bedroom and a full bathroom conveniently located on the first floor, ideal for guests, in-laws, or a home office. The main level also includes a versatile bonus room that can be used as a formal dining room, office, or flex space, adapting easily to your lifestyle. Upstairs, the private primary suite provides comfort and space, along with additional 3 bedrooms and a large loft, perfect for a family room, game room, or leisure area. The loft includes a closet, ideal for toy storage or extra organization. Enjoy outdoor living in the fully fenced backyard, featuring wire fencing that preserves the beautiful water view and a large paved patio, perfect for entertaining, barbecues, and gatherings. West Harmony is a well-established community offering excellent amenities, including a clubhouse, swimming pool, playground, sidewalks, and green spaces. The neighborhood is known for its great schools and convenient access to shopping, dining, and major highways. The home is vacant and move-in ready, making it an excellent opportunity for a primary residence or long-term investment.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Harmony Community SchoolGrades PK-51.2 mi
6/10
Middle School AAGrades 6-82.3 mi
5/10
Harmony High SchoolGrades 9-122.1 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Other
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: Second

Bedroom4

  • Features: Built-in Closet
  • Level: Second

Bedroom5

  • Features: Built-in Closet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eating Space In Kitchen,Kitchen/Family Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,198
  • Total interior livable area: 2,626 sqft

Kitchen

  • Features: Granite Counters
  • Level: First

Living Room

  • Level: First

Loft

  • Features: Built-in Closet
  • Level: Second

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 242631343900013230
  • Zoning: RES
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Irrigation System,Sidewalk,Sprinkler Metered
  • Fencing: Fenced,Wire
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 5,663 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Wildfire
Hurricane
Inland Flooding
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$198$2,376
Property Taxes $509$6,108
Electricity $264$3,171
Total$3,498$41,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,931/yr
40% on housing$104,940/yr
45% on housing$93,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 34773$183
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34773$188
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for rent$2,990
2026-05-07Listing removed$3,000
2026-04-16Price change$3,000
2026-04-14Price change$2,990
2026-04-14Price change$499,900
2026-04-09Listed for rent$3,250
2026-04-08Listing removed$3,000
2026-03-10Price change$3,000
2026-01-31Listed for sale$520,000
2025-11-30Price change$3,250
2025-10-14Listed for rent$3,300
2024-08-06Listing removed$514,990
2024-04-17Listed for sale$514,990
2022-08-16Sold$461,990
2022-03-12Listing removed--
2022-03-01Pending sale$451,990
2022-02-26Listed for sale$451,990

For Sale by Agent

AgentMiriam Rogacheski
BrokerageTHE FLORIDA LOUNGE REALTY LLC

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