4344 Steamboat Rd, Lexington, KY, 40514
About This Home
Welcome to this thoughtfully designed 2023 home nestled along the serene South Elkhorn Creek. Filled with natural light, the main level offers an open-concept design that seamlessly connects the living, dining, and kitchen spaces, creating an ideal setting for both everyday living and entertaining. The kitchen is a standout feature with a large island for gathering, stainless steel appliances, a gas range, pantry, classic subway tile backsplash, stunning Taj Mahal countertops, and additional cabinetry added for exceptional storage and functionality. The living room is anchored by a cozy gas log fireplace and opens to a large, partially covered deck with elevated views of the trees and creek below. The first floor also includes a practical mudroom and a half bath for guests. Upstairs, you'll find four spacious bedrooms along with an upgraded laundry space featuring additional storage for added convenience. The primary suite feels like a private retreat with its own covered deck overlooking the peaceful backyard, two walk-in closets, and a beautifully redesigned bath complete with a large fully tiled walk-in shower and double vanity. The finished walk-out basement expands the living space with a second living room featuring another gas log fireplace, built-in shelving, a wine fridge, a fifth bedroom, and direct access to the backyard. Outside, thoughtful improvements continue with a newly added fence and retaining wall creating more usable outdoor space to relax and enjoy the views of South Elkhorn Creek. A two-car attached garage and a prime location just minutes from local amenities, with Waverly Park only a block away, complete this incredible property. Offered priced at appraisal.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2023
Materials
- Foundation: Slab
- Roof: Dimensional Style
- Construction materials: Brick Veneer,Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Gas Range,Microwave,Refrigerator,Oven,Vented Exhaust Fan
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Bath/Stubbed,Exterior Entry,Finished,Full,Walk-Out Access
Bathroom1
- Level: First
Bathroom2
- Level: Second
Bathroom3
- Level: Second
Bathroom4
- Level: Lower
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedroom5
- Level: Lower
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Level: Lower
Features
- Entrance Foyer,Eat-in Kitchen,Walk-In Closet(s),Ceiling Fan(s)
- Window features: Screens
- Flooring: Tile
- Number of fireplaces: 2
- Fireplace features: Basement,Gas Log,Living Room
- Fireplace: Yes
- Finished area below ground: 1,017
- Finished area above ground: 2,543
Foyer
- Level: First
Heating & Cooling
- Heating features: Electric,Forced Air,Heat Pump
- Cooling features: Electric,Heat Pump
Interior Area
- Total structure area: 3,560
- Total interior livable area: 3,560 sqft
Kitchen
- Level: First
Living Room
- Level: First
Master Bathroom
- Level: Second
Master Bedroom
- Level: Second
Utility Room
- Level: First
Property
Details
- Parcel number: 38269710
Features
- Levels: Two
- Fencing: Other
- Has view: Yes
- View description: Trees/Woods,Neighborhood,Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterbody name: Elkhorn Creek
Lot
- Lot size: 6,947 sqft
- Features: Wooded
Parking
- Total spaces: 2
- Parking features: Attached Garage,Driveway,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
- Hail
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $294 | $3,528 |
| Property Taxes | $829 | $9,948 |
| Electricity | $281 | $3,373 |
| Total | $5,322 | $63,864 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Listed for sale | $799,900 |
| 2025-06-11 | Sold | $735,000 |
| 2025-05-16 | Contingent | $749,000 |
| 2025-04-24 | Price change | $749,000 |
| 2025-04-03 | Listed for sale | $765,999 |
| 2023-08-21 | Sold | $710,000 |
| 2022-10-07 | Sold | $120,000 |
| 2022-08-23 | Pending sale | $130,000 |
| 2022-08-09 | Listed for sale | $130,000 |
| 2022-08-01 | Listing removed | -- |
| 2022-02-25 | Listed for sale | $130,000 |
| 2017-10-17 | Sold | $180,000 |
For Sale by Agent
View on Zillow