See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

132 W Chapel St, Canastota, NY, 13032

4beds
2baths
3,514sqft
$169,000
$48price/sqft
$1,794/moest. monthly cost
$71,760/yrincome needed

About This Home

Spacious and character-filled multi-family home in the heart of the Village! This 2-family features an impressive entryway, high ceilings, large windows for plenty of natural light, generously sized rooms, original moldings, and abundant charm throughout. Both the upstairs and downstairs apartments are currently rented. Each apartment offers 2 sizable bedrooms, 1 full bath, and each offer in-unit laundry. The windows, plumbing, and furnaces have all been updated. Outside, you'll love the a large side yard, the expansive driveway offering plenty of parking, plus the garage for additional on-site storage. You'll find enclosed back porches both upstairs and down plus, a sliding glass door in the first floor apartment leading out to the backyard. What sets this home apart is it's generous square footage inside and also its location. Set on a quiet side street lined with sidewalks, you're just a short walk to the community pool, playgrounds, public library, local shops, and schools. OWNER FINANCING is an option! Here is your opportunity to invest in an income-producing property in a desirable Village location.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10
5/10
Canastota High SchoolGrades 9-120.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1848

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Shake Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Natural Woodwork
  • Flooring: Carpet,Hardwood,Laminate,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 3,514
  • Total interior livable area: 3,514 sqft

Property

Details

  • Parcel number: 25360103605400010230000000
  • Zoning description: Residential 2 Unit
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 80 x 129

Parking

  • Total spaces: 2
  • Parking features: Common,Garage,Paved,Two or More Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance *$82$984
Property Taxes $278$3,336
Electricity $580$6,968
Total$1,794$21,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,508/yr
40% on housing$53,820/yr
45% on housing$47,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 13032$150
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 13032$168
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-28Price change$169,000
2026-06-24Listed for sale$179,000
2023-05-30Listing removed--
2023-03-23Price change$129,000
2022-11-29Listed for sale$134,000
2022-11-17Listing removed--
2022-08-07Price change$139,000
2022-05-16Listed for sale$149,000
2018-12-27Sold$42,500

For Sale by Agent

AgentVictoria Olden
BrokerageKeller Williams Syracuse

Similar Homes