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0 Lost Ridge Rd, Camden, NY, 13316

1beds
1baths
400sqft
$79,900
$200price/sqft
$810/moest. monthly cost
$32,400/yrincome needed

About This Home

4 acres Land for Sale with Off-Grid Cabin Florence NY! Cozy Cabin Near State Forest, Snowmobile & ATV Trails! This property offers 4.1 acres of wooded land with a beautiful off-grid cabin near Big Brook State Forest. As you enter the cabin, you will admire the workmanship that has been done on the interior of this cabin. From the tongue and groove walls to the handpicked stones that surround the woodstove. The cabin also has a roomy bathroom and a loft with 4 beds. Furniture, furnishings, and kitchenware will convey with the sale. Power is provided by a generator. The property is off Houlahan Rd (A main snowmobile trail) in The Lost Ridge Subdivision. This is a great location for the outdoor enthusiast. Features: Walking distance to NY State Land (nearly 20,000 acres). Approximately 1/2 mile to Johnny Smith Pond for bass fishing, kayaking and canoeing. Shed for storage. 10 minutes to Redfield Reservoir. 15 minutes to Salmon River. 30 minutes to Oneida Lake. Houlahan Road is a seasonal town-maintained road that is a well-known snowmobile trail in the wintertime. The trails lead to anywhere you want to go in the North Country as you are minutes from 46 Corners (the main intersection for snowmobilers).

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Camden Elementary SchoolGrades PK-47.2 mi
7/10
Camden Middle SchoolGrades 5-87.4 mi
4/10
Camden Senior High SchoolGrades 9-127.0 mi

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Asphalt
  • Construction materials: Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Fireplace features: Wood Burning Stove
  • Finished area above ground: 400

Heating

  • Heating features: Wood,Other

Interior Area

  • Total structure area: 400
  • Total interior livable area: 400 sqft

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 303400056.0000001022.015
  • Lease amount: 0

Features

  • Stories: 2
  • Has view: Yes
  • View description: Scenic,Wooded
  • Frontage length: 0

Lot

  • Lot size: 4.14 Acres
  • Features: Trees

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Oneida County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $404$4,848
Home Insurance *$45$540
Property Taxes $115$1,380
Electricity $246$2,954
Total$810$9,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$27,771/yr
40% on housing$24,300/yr
45% on housing$21,600/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.9%
3.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 13316$118
Oneida County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 13316$143
Oneida County$152

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-11Price change$89,900
2025-05-07Price change$94,900
2024-08-13Listed for sale$98,900
2014-08-15Sold$20,000

For Sale by Agent

AgentJeffrey Abulencia
BrokerageNY OUTDOOR REALTY LLC

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