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1230 Earlville Rd, Earlville, NY, 13332

4beds
3baths
1,732sqft
$169,500
$98price/sqft
$1,526/moest. monthly cost
$61,040/yrincome needed

About This Home

This Poolville property truly shines in the spring and summer months, when vibrant pollinator gardens and thoughtfully curated plantings surround the home in color and fragrance. Offering 4 bedrooms and 2.5 baths, this residence blends comfort, efficiency, and charm in a peaceful setting. The main level features a bright, open layout filled with natural light. The dining area overlooks the picturesque backyard, creating a seamless connection to the outdoor living spaces. A full bathroom and a convenient first-floor bedroom with an attached half bath provide flexible living options, perfect for guests, a home office, or single-level living. The attached garage is perfect for chilly CNY winters, and offers additional storage solutions. Upstairs, you’ll find three more bedrooms and another full bath. One of the bedrooms is currently outfitted as a spacious walk-in closet, offering versatility to suit your needs. Energy-efficient upgrades enhance both comfort and savings, including solar panels to help reduce utility costs and a highly efficient ductless heat pump mini-split system providing year-round heating and cooling. Additional heating options include a pellet stove, baseboard heat, and forced air, which ensures comfort in every season. Outdoor living is just as inviting, with both front and back decks perfect for enjoying the lush gardens. Raised garden beds make summer planting and harvesting a breeze, and two storage sheds in the backyard provide ample space for tools, equipment, and seasonal items. Located in the Sherburne-Earlville School District, this home offers convenient access to Hamilton (home of Colgate University), Earlville, and Sherburne. Just steps away is the beloved Poolville Country Store, a local restaurant and bed and breakfast featuring European-influenced American cuisine, with a seasonally inspired menu that highlights the availability of fresh, local products. A rare opportunity to enjoy beauty, sustainability, and small-town charm all in one exceptional property.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 1830

Materials

  • Foundation: Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Spray Foam Insulation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Oven,Double Oven,Dryer,Dishwasher,Exhaust Fan,Electric Water Heater,Gas Cooktop,Refrigerator,Range Hood,Solar Hot Water,Washer

Basement

  • Basement: Crawl Space,Dirt Floor,Exterior Entry,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Den,Eat-in Kitchen,Separate/Formal Living Room,Kitchen Island,Bedroom on Main Level,Programmable Thermostat
  • Flooring: Carpet,Hardwood,Varies,Vinyl
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ductless,Electric,Heat Pump,Oil,Solar,Baseboard,Forced Air
  • Cooling features: Ductless,Heat Pump

Interior Area

  • Total structure area: 1,732
  • Total interior livable area: 1,732 sqft

Property

Details

  • Parcel number: 25328919901200010210000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Blacktop Driveway,Deck

Lot

  • Lot size: 10,018 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 63 x 145

Parking

  • Total spaces: 1
  • Parking features: Attached,Electricity,Garage,Storage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Ice Storm
Strong Wind

FEMA Declared Disasters in Madison County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $857$10,284
Home Insurance *$104$1,248
Property Taxes $279$3,348
Electricity $286$3,434
Total$1,526$18,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,320/yr
40% on housing$45,780/yr
45% on housing$40,693/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.8%
4.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 13332$166
Madison County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 13332$115
Madison County$180

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$189,500
2026-03-10Price change$198,500
2026-02-15Listed for sale$205,000
2017-06-28Sold$84,000

For Sale by Agent

AgentAshley Krueger
BrokerageEagle River Realty, LLC

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