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1 Hill Farm Rd #205, Saint Paul, MN, 55127

2beds
2baths
1,940sqft
$975,000
$503price/sqft
$6,545/moest. monthly cost
$261,800/yrincome needed

About This Home

Hill Farm Condominiums, the newest private lifestyle community and only condominium offering in North Oaks, invites you to visit by private appointment or during our weekly open houses. This newly completed residence overlooks more than 300 acres of protected conservancy land and showcases an exceptional collection of amenities, along with refined interior finishes throughout both the shared spaces and private residences—including Sub-Zero, Wolf, Cambria, and Kohler. Residents enjoy the convenience of a heated underground parking garage, with private garages also available for purchase, offering an added level of comfort, security, and exclusivity. Experience a truly elevated, maintenance-free lifestyle in a remarkable natural setting. The city of North Oaks offers an impressive array of amenities, including direct access to an extensive trail system, parks, and tennis courts, as well as close proximity to the prestigious North Oaks Golf Club for golf, tennis, dining, and social engagement.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
6/10
Central Middle SchoolGrades 6-82.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Age 8 Years or Less,Asphalt

Type & Style

  • Home type: Condo
  • Property subType: (CC) Low Rise (3- Levels)

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Exhaust Fan,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer
  • Laundry features: Laundry Room,Main Level,Sink,In Unit

Basement

  • Basement: Shared Access

Bedroom

  • Level: Main
  • Area: 182
  • Dimensions: 14 x 13

Bedroom2

  • Level: Main
  • Area: 154
  • Dimensions: 11 x 14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13 x 11

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,940

Heating & Cooling

  • Heating features: Forced Air,In-Floor Heating
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,940
  • Total interior livable area: 1,940 sqft

Kitchen

  • Level: Main
  • Area: 169
  • Dimensions: 13 x 13

Living Room

  • Level: Main
  • Area: 315
  • Dimensions: 21 x 15

Patio

  • Level: Main
  • Area: 200
  • Dimensions: 20 x 10

Sun Room

  • Level: Main
  • Area: 110
  • Dimensions: 11 x 10

Property

Accessibility

  • Accessibility features: Accessible Elevator Installed

Details

  • Parcel number: 093022310019
  • Attached to another structure: Yes
  • Zoning description: Residential-Multi-Family
  • Foundation area: 1940

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck
  • Waterfront features: Association Access,Dock

Lot

  • Lot size: 21.62 Acres
  • Features: Tree Coverage - Light
  • Lot size dimensions: 856 x 1100

Parking

  • Total spaces: 2
  • Parking features: Heated Garage,Underground
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Landslide
Tornado
Strong Wind
Winter Weather

FEMA Declared Disasters in Ramsey County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$479$5,748
Property Taxes $966$11,592
Electricity $170$2,050
Total$6,545$78,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,400/yr
40% on housing$196,350/yr
45% on housing$174,533/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$503This listing

vs Other Active Listings

Avg $/sqft

ZIP 55127$226
Ramsey County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 55127$215
Ramsey County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-19Price change$975,000
2024-08-29Price change$949,000
2024-08-13Price change$965,150
2024-07-11Listed for sale$995,000
2023-11-09Listing removed--
2023-05-31Listed for sale$1,195,000
2022-04-25Listing removed--
2022-02-25Listed for sale$1,069,000

New Construction

AgentJim Seabold
BrokerageColdwell Banker Realty

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