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2530 County Rd #24, Swain, NY, 14884

1beds
1baths
682sqft
$189,900
$278price/sqft
$1,690/moest. monthly cost
$67,600/yrincome needed

About This Home

Renovated cabin on 1.33 acre lot with in floor radiant heat, gas fireplace (that could be converted to wood), and has an open floor plan perfect for entertaining. It has a detached two car garage with a heated bunkhouse. It is currently used as an Air b-n-b, and it comes furnished. It Also has an expansive deck beside a tranquil, flowing stream or gather around the firepit- enjoying the relaxing outdoors, This could be your getaway retreat or a downsized residence or an investment property. Actual square footage is 784 as a porch was made into living space, cabin is 28' x 28'.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Canaseraga SchoolGrades PK-125.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1980

Materials

  • Foundation: Stone
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Appliances Negotiable,Dryer,Dishwasher,Electric Cooktop,Gas Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Great Room,Kitchen Island,Living/Dining Room,Bedroom on Main Level
  • Flooring: Laminate,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Radiant Floor,Radiant

Interior Area

  • Total structure area: 682
  • Total interior livable area: 682 sqft

Property

Details

  • Parcel number: 02560003200000010210000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway,Propane Tank - Leased

Lot

  • Lot size: 1.33 Acres
  • Features: Irregular Lot,Rural Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in Allegany County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$109$1,308
Property Taxes $375$4,500
Electricity $246$2,954
Total$1,690$20,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,942/yr
40% on housing$50,700/yr
45% on housing$45,066/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 14884$23
Allegany County$112

vs Homes Sold Last Month

Median $/sqft

ZIP 14884
Allegany County$89

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$189,900
2026-06-11Listed for sale$189,900
2025-09-10Listing removed$189,900
2025-04-23Price change$189,900
2024-12-10Listed for sale$199,900
2016-04-22Sold$6,100

For Sale by Agent

AgentLori J Koerner
BrokeragePrestige Family Realty

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