3763 Lamoka Lake Rd, Bradford, NY, 14815
About This Home
This home features one of the most expansive views on the lake. Three levels of living space with most rooms having lake views. Lower level features a open floor plan with kitchen, living room with a fireplace and dining area. Most furnishing are included making this a truly move in ready listing. Hot water baseboard heat and four mini split air conditioning units allow for full time or any season living. Lake side includes a two level deck and a planting area to the side with gazebo. Enjoy privacy with both ends having screening trees Square footage per owner. Tax records incorrect
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1960
Materials
- Foundation: Block
- Roof: Metal
- Construction materials: Attic/Crawl Hatchway(s) Insulated,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Electric Water Heater,Refrigerator
Basement
- Has basement: Yes
- Basement: Finished,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Furnished,Great Room,Other,See Remarks
- Flooring: Hardwood,Varies
- Number of fireplaces: 1
- Fireplace: Yes
Heating & Cooling
- Heating features: Ductless,Electric,Baseboard,Hot Water
- Cooling features: Ductless
Interior Area
- Total structure area: 2,016
- Total interior livable area: 2,016 sqft
Property
Details
- Parcel number: 44340003901900010280000000
- Special condition: Standard
Features
- Stories: 3
- Patio & porch: Deck
- Exterior features: Deck,Dock,Gravel Driveway,Private Yard,See Remarks,Propane Tank - Leased
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Beach Access,Dock Access,Lake
- Waterbody name: Lamoka Lake
- Frontage length: 87
Lot
- Lot size: 5,227 sqft
- Features: Flood Zone,Irregular Lot
- Lot size dimensions: 94 x 78
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Drought
- Hail
- Ice Storm
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Schuyler County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,776 | $33,312 |
| Home Insurance * | $244 | $2,928 |
| Property Taxes | $768 | $9,216 |
| Electricity | $333 | $3,997 |
| Total | $4,121 | $49,452 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Contingent | $549,000 |
| 2026-08-01 | Price change | $549,000 |
| 2026-05-26 | Listed for sale | $595,000 |
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