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2803 S Terry Ave, Sioux Falls, SD, 57106

2beds
4baths
2,484sqft
$794,900
$320price/sqft
$5,644/moest. monthly cost
$225,760/yrincome needed

About This Home

Luxury Townhomes with amazing amenities: 2 bedrooms, 1 non-legal bedroom or office, 4 baths. These homes are built with an impressive list of luxurious high-end features, open floor plans, interiors of all homes completely customizable, elevator ready, wired for smart home, audio & security, oversized Anderson 400 Series windows with Smart-Sun glass, large outside patios, LED lighting throughout the home, storm shelters, garages finished with radiant heat & epoxy flooring, to name a few! This home is about lifestyle, recreation, entertainment, & a convenient location! The Shores Townhomes are built along a spring-fed lake with a walking path around the lake and many nearby restaurants & stores! The idea behind The Shores Townhomes is an amazing location and impeccable service to our homeowners. The Homeowners Association takes care of the smallest details, providing owners with “Care Free Living” at its best. Builder is a licensed agent in SD.

Getting Around

45
WalkingCar-Dependent
21
TransitMinimal Transit
38
BikeSomewhat Bikeable

Schools

4/10
9/10
5/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Rubber
  • Construction materials: Brick,Synthetic Stucco,Wood Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Two Story
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Disposal,Refrigerator,Stove Hood

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Basement
  • Area: 204

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 2

Dining Room

  • Level: Upper
  • Area: 132

Family Room

  • Level: Main
  • Area: 224

Features

  • Master Bath
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 723
  • Finished area above ground: 1,761

Heating & Cooling

  • Heating features: 90% Efficient,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,484 sqft

Kitchen

  • Level: Upper
  • Area: 156

Living Room

  • Level: Upper
  • Area: 208

Master Bedroom

  • Level: Upper
  • Area: 210

Property

Details

  • Parcel number: 95145

Features

  • Levels: Two
  • Patio & porch: Patio

Lot

  • Lot size: 2,160 sqft
  • Lot size dimensions: 129

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Ice Storm
Winter Weather
Hail
Heat Wave
Strong Wind

FEMA Declared Disasters in Minnehaha County and South Dakota

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance $459$5,508
Property Taxes $977$11,724
Electricity $189$2,276
Total$5,644$67,728

Income You'd Need if You Spent...

35% on housing$193,508/yr
40% on housing$169,320/yr
45% on housing$150,506/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.6%
12.6%
0%30.0%
Electricity Growth Rate10-year average: 2.1%
2.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 57106$159
Minnehaha County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 57106$180
Minnehaha County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$794,900
2026-05-01Listing removed$794,900
2025-09-12Listed for sale$794,900
2025-09-02Listing removed$794,900
2025-03-01Listed for sale$794,900
2025-03-01Listing removed$794,900
2024-08-29Listed for sale$794,900
2024-08-25Listing removed--
2024-01-04Listed for sale$794,900
2023-09-01Listing removed--
2023-04-17Price change$789,500
2023-04-07Listed for sale$798,500
2022-08-26Listing removed--
2022-07-11Listed for sale$715,500
2022-07-02Listing removed--
2022-02-23Listed for sale$715,500

For Sale by Agent

AgentRebecca M Ohayon
BrokerageColdwell Banker Empire Realty

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