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113 Locust Hill Dr, Frankfort, KY, 40601

3beds
2baths
1,720sqft
$355,900
$207price/sqft
$2,367/moest. monthly cost
$94,680/yrincome needed

About This Home

Welcome to a lifestyle few know exists and even fewer get to enjoy. Nestled along the 4th fairway of the prestigious Frankfort Country Club, this contemporary 3-bedroom, 2-bath townhome-style condo offers the perfect blend of luxury, convenience, and resort-style living. Located behind a private gated entrance with 24-hour security, this home is tucked away in one of Kentucky's best-kept secrets. Wake up to beautiful golf course views, enjoy peaceful mornings overlooking the fairway, and spend your evenings relaxing in a community designed for both recreation and relaxation. Ownership here is about more than just a home—it's about embracing a lifestyle. Optional club membership opens the door to exceptional amenities, including golf, swimming, pickleball, dining, social events, and a vibrant clubhouse atmosphere. Whether you're an active retiree, busy professional, or someone simply looking to enjoy life a little more, you'll appreciate the sense of community and convenience that comes with country club living. Perfectly positioned in Frankfort, Kentucky's capital city, you'll enjoy easy access to both Lexington and Louisville, making commuting, shopping, dining, and entertainment remarkably convenient while still enjoying the tranquility of a private golf course setting. If you've been searching for a home that offers more than four walls—a home that delivers a true lifestyle experience—this is your opportunity to live where every day feels like a getaway.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Hearn Elementary SchoolGrades 1-50.7 mi
5/10
Elkhorn Middle SchoolGrades 6-81.1 mi
5/10

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Block
  • Roof: Dimensional Style,Shingle
  • Construction materials: Brick Veneer,HardiPlank Type

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Microwave,Cooktop
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Walk-Out Access

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Features

  • Flooring: Carpet,Hardwood,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,720

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,720
  • Total interior livable area: 1,720 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Utility Room

  • Level: Lower

Property

Details

  • Parcel number: 0854003015.05

Features

  • Levels: Multi/Split
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 2,609 sqft
  • Features: On Golf Course

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Driveway,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Hurricane
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,799$21,588
Home Insurance *$198$2,376
Property Taxes $216$2,592
Electricity $154$1,850
Total$2,367$28,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,154/yr
40% on housing$71,010/yr
45% on housing$63,120/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 40601$139
Franklin County$141

vs Homes Sold Last Month

Median $/sqft

ZIP 40601$153
Franklin County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$355,900
2026-06-20Price change$355,900
2026-06-12Listed for sale$360,000

For Sale by Agent

AgentJennifer Woods
BrokerageMarshall Lane Real Estate

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