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0 Spotswood Furnace Rd, Fredericksburg, VA, 22407

4beds
4baths
3,420sqft
$915,900
$268price/sqft
$5,656/moest. monthly cost
$226,240/yrincome needed

About This Home

This home is nestled in the sought after area of Spotsylvania County, tucked behind Ashley Farms and in the RIVERBEND School District. Model/Sales office is located at 9528 Whitehall Blvd, Spotsylvania VA 22553. Sales Office/Model Closed on Mondays & Tuesdays. ALL HOMES ARE TO BE BUILT! Main Level Living, the Torrey offers 4 bedrooms, 3.5 baths in 3,420 square feet. With a ton of living space on one level, the Torrey has an amazing open layout that encompasses a spacious great room, expansive gourmet kitchen with oversized island and a separate breakfast area that adjoins the included covered rear porch. AND there’s a large study and formal dining room that provide more separate/private spaces in this home. The best feature of the Torrey is that all 4 bedrooms are on the main level. A luxurious and private owner’s suite includes a deluxe bathroom with plenty of room for both a large shower as well as the opportunity to add a free-standing tub. And a stunning walk-in closet completes this peaceful retreat. The opposite side of the home is dedicated to 3 additional, generous sized bedrooms with a jack n’ jill bath between bedrooms 2 and 3 and an ensuite bath for bedroom 4. The lower level offers an opportunity to add even more space to this already very large home. Optional rec room, exercise room, den/bedroom, full bath and media room can increase the size of the Torrey another 2,200+ square feet. ** One of many thoughtfully designed floor plans available. Schedule a visit with the Community Sales Manager to explore all home options and features. Please note that renderings and photos shown may feature optional features that are not included. Home designs, features, and prices are subject to change. **

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

6/10
4/10
Chancellor Middle SchoolGrades 6-83.6 mi
6/10
Riverbend High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl Siding

Other

  • Builder model: TORREY
  • Builder name: ATLANTIC BUILDERS

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Tankless Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Partial,Windows,Unfinished

Bathroom1

  • Level: Main

Bathroom2

  • Level: Main

Bathroom3

  • Level: Main

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 4

Features

  • Finished area above ground: 3,420

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Programmable Thermostat,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,420
  • Total interior livable area: 3,420 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: RU
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 3 Acres

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Side,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Heat Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,631$55,572
Home Insurance *$269$3,228
Property Taxes $427$5,124
Electricity $329$3,953
Total$5,656$67,872
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,920/yr
40% on housing$169,680/yr
45% on housing$150,826/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$268This listing

vs Other Active Listings

Avg $/sqft

ZIP 22407$199
Spotsylvania County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 22407$217
Spotsylvania County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$915,900

New Construction

AgentLeslie Mytrysak
BrokerageColdwell Banker Elite

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