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152 Route 627, Phillipsburg, NJ, 08865

3beds
4baths
3,339sqft
$700,000
$210price/sqft
$5,508/moest. monthly cost
$220,320/yrincome needed

About This Home

This is the HISTORIC HOME you Have Been Dreaming About! Over the Past 20 Years, this Late 1700's Property Located in the Historic Village of Finesville has been Meticulously restored by the Owners, a Master Craftsman and Talented Decorator. Originally a General Store and Adjoining Stone Cottage, now Thoughtfully Combined into one Unique Residence Offering Flexible Living Space. Features include a Great Room with Restored Yellow Pine Floors, Multiple Flex Rooms Suitable for Office, Studio, or Bedroom use, and a Second-level Living area with Kitchen, Full Bath, Bedroom, and Dressing Space. Additional Finished areas include a Separate Lower-level Living/Entertaining Space with Bar, Sink, Refrigerator, and Full Bath. Radiant Heat Flooring Provides Added Comfort. Property showcases Extensive Restoration with period details, custom millwork, built-ins, and modern updates throughout. Outdoor space offers Landscaped Garden Oasis Nestled between the Delaware and Musconetcong Rivers. Conveniently Located within 1"1.5 hours of Newark, Philadelphia, and Lehigh Valley Airports, with nearby access to public transportation to NYC. The Perfect Home to Host Guests as you Enjoy Local Wineries and Breweries, Outdoor Recreation, Shopping and Dining in Charming River Towns such as Milford and Frenchtown.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Pohatcong SchoolGrades PK-83.4 mi

Construction

Condition

  • Year built: 1790

Materials

  • Roof: Asphalt Shingle
  • Construction materials: Clapboard,Stone

Notable Dates

  • Major remodel year: 2006

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Kitchen Exhaust Fan,Microwave,Refrigerator,Washer,Water Filter

Basement

  • Features: MudRoom,Pantry,Storage,Walkout,Workshop

Basement

  • Has basement: Yes
  • Basement: Yes,Full,Walk-Out Access

Bedroom1

  • Level: Second

Bedroom2

  • Level: First

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Features: Living/Dining Combo
  • Level: First

Family Room

  • Level: Ground

Features

  • Conservatory,Bath(s) Other,Family Room,Walkout
  • Window features: Thermal Windows/Doors,Blinds,Shades
  • Flooring: Tile,Wood
  • Number of fireplaces: 2
  • Fireplace features: Non-Functional
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Auxiliary Electric Heat,Baseboard - Hotwater,Zoned,Radiant - Electric,Electric,Oil Tank Above Ground - Inside
  • Cooling features: 1 Unit,Ceiling Fan(s),Ductless Split AC,House Exhaust Fan

Interior Area

  • Total structure area: 3,339
  • Total interior livable area: 3,339 sqft

Kitchen

  • Features: Kitchen Island
  • Level: Second

Living Room

  • Level: First

Master Bathroom

  • Features: Stall Shower

Property

Details

  • Parcel number: 3020001160000000020000

Features

  • Patio & porch: Open Porch(es)

Lot

  • Lot size: 0.39 Acres
  • Features: Backs to Park Land
  • Lot size dimensions: .39 AC.

Parking

  • Total spaces: 5
  • Parking features: 2 Car Width,Additional Parking,Assigned,Asphalt,Common,Shared Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Drought
Lightning
Winter Weather

FEMA Declared Disasters Across New Jersey Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$283$3,396
Property Taxes $1,318$15,816
Electricity $368$4,416
Total$5,508$66,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$188,845/yr
40% on housing$165,240/yr
45% on housing$146,880/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 08865$196
Warren County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 08865$228
Warren County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$700,000

For Sale by Agent

AgentKaren S. Pardonner
BrokerageColdwell Banker Realty

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