




11982 Monroe Rd #645, Santa Fe, MO, 65282
About This Home
Escape to your own private retreat on more than 5 beautiful acres--a rare opportunity with river frontage and exceptional privacy. Nestled among mature trees, this secluded property features a completely remodeled cabin with a full kitchen, bathroom, and cozy dining area, offering the perfect blend of rustic charm and modern comfort. Step outside onto the spacious wraparound deck and enjoy breathtaking views overlooking the South Fork of the Salt River, making it the ideal spot for morning coffee or evening relaxation. The property also includes a small pond, a detached one-car garage, and a storage building for all your equipment and outdoor gear. Nature lovers will appreciate the abundance of mature trees and the private walking trail leading directly to the river, creating endless opportunities for fishing, kayaking, hiking, or simply enjoying the tranquility of the outdoors. This secluded riverfront oasis offers the privacy, beauty, and lifestyle you've been searching for whether you're looking for a weekend getaway or a one-if-a-kind recreational property.
Getting Around
Schools
Construction
Materials
- Foundation: Slab
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave
Bedrooms & Bathrooms
- Bathrooms: 1
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
Half Bathroom
- Level: Main
Interior Area
- Total structure area: 448
- Total interior livable area: 448 sqft
Property
Details
- Parcel number: 22422000000003000
Lot
- Lot size: 5.70 Acres
Parking
- Total spaces: 1
- Parking features: No Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Lightning
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
- Drought
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,238 | $14,856 |
| Home Insurance * | $558 | $6,696 |
| Property Taxes | $151 | $1,812 |
| Electricity | $141 | $1,693 |
| Total | $2,088 | $25,056 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Listed for sale | $245,000 |
| 2012-09-07 | Sold | -- |
