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11982 Monroe Rd #645, Santa Fe, MO, 65282

0beds
1baths
448sqft
$245,000
$547price/sqft
$2,088/moest. monthly cost
$83,520/yrincome needed

About This Home

Escape to your own private retreat on more than 5 beautiful acres--a rare opportunity with river frontage and exceptional privacy. Nestled among mature trees, this secluded property features a completely remodeled cabin with a full kitchen, bathroom, and cozy dining area, offering the perfect blend of rustic charm and modern comfort. Step outside onto the spacious wraparound deck and enjoy breathtaking views overlooking the South Fork of the Salt River, making it the ideal spot for morning coffee or evening relaxation. The property also includes a small pond, a detached one-car garage, and a storage building for all your equipment and outdoor gear. Nature lovers will appreciate the abundance of mature trees and the private walking trail leading directly to the river, creating endless opportunities for fishing, kayaking, hiking, or simply enjoying the tranquility of the outdoors. This secluded riverfront oasis offers the privacy, beauty, and lifestyle you've been searching for whether you're looking for a weekend getaway or a one-if-a-kind recreational property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
Paris Elementary SchoolGrades PK-612.5 mi
3/10
Paris Jr. High SchoolGrades 7-812.3 mi
8/10
Paris High SchoolGrades 9-1212.3 mi

Construction

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0

Half Bathroom

  • Level: Main

Interior Area

  • Total structure area: 448
  • Total interior livable area: 448 sqft

Property

Details

  • Parcel number: 22422000000003000

Lot

  • Lot size: 5.70 Acres

Parking

  • Total spaces: 1
  • Parking features: No Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Cold Wave
Inland Flooding
Strong Wind
Tornado
Winter Weather
Drought
Hail
Ice Storm

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$558$6,696
Property Taxes $151$1,812
Electricity $141$1,693
Total$2,088$25,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,588/yr
40% on housing$62,640/yr
45% on housing$55,680/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 6.5%
6.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$547This listing

vs Other Active Listings

Avg $/sqft

ZIP 65282
Monroe County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 65282
Monroe County$66

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$245,000
2012-09-07Sold--

For Sale by Agent

AgentBETTY JO SYDENSTRICKER
BrokerageREMAX On The Move

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