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7908 Pearlbush Dr APT 301, Gaithersburg, MD, 20879

2beds
2baths
980sqft
$242,000
$247price/sqft
$1,734/moest. monthly cost
$69,360/yrincome needed

About This Home

Seller prefers Evergreen Settlement as an escrow and settlement agent. Well-maintained top-level condo in summer ridge community, this spacious has 2 bedrooms and 2 baths, fresh paint, private Balcony, separate laundry room in unit, ready to move in, Condo fee includes water. Assigned Parking # 103 and guest parking available, convenient location, Bus stop, Metro and shopping centers nearby, easy access to I-270, ICC. community amenities: outdoor swimming pool, tot lot playgrounds, tennis courts, basketball courts.

Getting Around

76
WalkingVery Walkable
39
TransitSome Transit
53
BikeBikeable

Schools

6/10
5/10
5/10

Construction

Condition

  • Year built: 1990

Materials

  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Cooktop,Washer,Electric Water Heater
  • Laundry features: In Unit

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 980

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 980
  • Total interior livable area: 980 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160902913754
  • Attached to another structure: Yes
  • Zoning: PN
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community

Parking

  • Parking features: Assigned,Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,223$14,676
Home Insurance *$59$708
Property Taxes $171$2,052
Electricity $281$3,374
Total$1,734$20,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,451/yr
40% on housing$52,020/yr
45% on housing$46,240/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 20879$176
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20879$278
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$235,000
2026-06-27Listed for sale$242,000

For Sale by Agent

AgentMei Hung Zhou
BrokerageDMV Landmark Realty, LLC

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