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315 S Valley St, Neosho, MO, 64850

2beds
1baths
910sqft
$150,000
$165price/sqft
$1,115/moest. monthly cost
$44,600/yrincome needed

About This Home

Completely remodeled from top to bottom, this beautiful 2-bedroom, 1-bath home is truly move-in ready! Every detail has been thoughtfully updated, creating a stylish, comfortable home where you can simply unpack and enjoy. Start your mornings with a cup of coffee on the spacious patio overlooking the backyard--an ideal place to relax, entertain, or enjoy the outdoors. Need extra space? The basement offers endless possibilities with plenty of room for a workshop, hobby area, or additional storage. There's also a separate storage room for even more convenience, and if you're looking to expand, a portion of the basement could be finished to create additional living space. If you've been searching for a turnkey home with quality updates, functional space, and room to grow, this one checks all the boxes. Schedule your private showing today before this incredible opportunity is gone!

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

3/10
Middle SchoolGrades 5-62.1 mi
5/10
Neosho Jr. High SchoolGrades 7-82.4 mi
3/10
Neosho High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 910

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 910
  • Total interior livable area: 910 sqft

Property

Lot

  • Lot size: 4,356 sqft
  • Lot size dimensions: 50 x 94

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Lightning

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$139$1,668
Property Taxes $77$924
Electricity $141$1,693
Total$1,115$13,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,228/yr
40% on housing$33,450/yr
45% on housing$29,733/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 64850$143
Newton County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 64850$143
Newton County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$150,000
2026-07-23Listed for sale$150,000

For Sale by Agent

AgentOrtiz Real Estate, JJ Ortiz
BrokerageKELLER WILLIAMS REALTY ELEVATE

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