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3432B San Luis St, Santa Fe, NM, 87507

3beds
3baths
1,576sqft
$405,000
$257price/sqft
$2,459/moest. monthly cost
$98,360/yrincome needed

About This Home

Discover comfortable, low maintenance living in this beautifully maintained condominium in the Rancho Santos community. Offering three bedrooms and three updated baths, this thoughtfully designed home features a bright, open-concept living and dining area that flows into the spacious kitchen, complete with abundant cabinetry, a pantry, generous counter space, and updated tile flooring. The private primary suite is situated upstairs and offers a full en-suite bathroom and a walk-in closet. Two guest bedrooms (one downstairs and one upstairs) provide flexible space for family, visitors, or a home office. Step outside to enjoy the private setting of this end unit and private courtyard, perfect for relaxing or outdoor dining. A two-car garage provides added convenience and storage. Centrally located in Santa Fe, close to shopping, restaurants, and schools for your convenience.

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

4/10
Kearny Elementary SchoolGrades PK-65.8 mi
6/10
Milagro Middle SchoolGrades 7-83.7 mi
--
Santa Fe EngageGrades 9-120.7 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Flat
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Northern New Mexico
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Cooktop,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Interior Steps
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Refrigerated

Interior Area

  • Total structure area: 1,576
  • Total interior livable area: 1,576 sqft

Property

Accessibility

  • Accessibility features: Not ADA Compliant

Details

  • Parcel number: 910021006
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Living area range: 1,501-1,750

Lot

  • Lot size dimensions: Condominium

Parking

  • Total spaces: 2
  • Parking features: Attached,Direct Access,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Earthquake
Wildfire

FEMA Declared Disasters in Santa Fe County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$113$1,356
Property Taxes $151$1,812
Electricity $148$1,780
Total$2,459$29,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,308/yr
40% on housing$73,770/yr
45% on housing$65,573/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 87507$285
Santa Fe County$366

vs Homes Sold Last Month

Median $/sqft

ZIP 87507$322
Santa Fe County$337

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$399,000
2026-07-13Listed for sale$405,000

For Sale by Agent

AgentRobyn Tyra
BrokerageReal Broker LLC.

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