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2259 S 3rd St W APT C, Missoula, MT, 59801

2beds
2baths
980sqft
$370,000
$378price/sqft
$2,355/moest. monthly cost
$94,200/yrincome needed

About This Home

Move-in ready and centrally located, this well-maintained 2 bed, 1.5 bath Hoyt-built townhouse offers low-maintenance living in a clean, quiet community in the heart of Missoula. Built in 2014, the open-concept main level features a bright living space, dining area, and a well-appointed kitchen with granite countertops, wood cabinets, a large pantry, and updated appliances. A convenient half bath is located on the main floor. Wood flooring runs throughout the main level. Upstairs, both bedrooms include private balconies with mountain views, along with a full bathroom and included washer and dryer. Bedrooms are comfortably carpeted. Enjoy multiple outdoor living spaces, including a welcoming front porch and a fenced, gated back patio ideal for a small garden or relaxing. The property also features designated parking and two spacious outdoor storage areas, offering plenty of room for gear and seasonal items. Dog-friendly with plenty of common space for walks. Close to the Milwaukee Trail, Good Food Store, and Grist Bakery, with easy access to downtown and Reserve Street shopping. $100/month HOA covers lawn care, snow removal, and garbage. Highlights: 2 Bed | 1.5 Bath | 980 sq ft Built 2014 (Hoyt-built) Open-concept main level Wood floors main + carpet upstairs Granite countertops + wood cabinets + large pantry Washer + dryer included 2 private balconies + fenced patio Designated parking + 2 outdoor storage areas Dog-friendly + common space Low-maintenance HOA

Getting Around

38
WalkingCar-Dependent
36
TransitSome Transit
77
BikeVery Bikeable

Schools

5/10
Franklin SchoolGrades PK-50.6 mi
5/10
Porter Middle SchoolGrades 6-81.1 mi
3/10
Big Sky High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2014

Materials

  • Foundation: Poured

Type & Style

  • Home type: Townhouse
  • Architectural style: Modern
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0

Interior Area

  • Total interior livable area: 980 sqft

Property

Details

  • Parcel number: 04220020316175004
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 0.02 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance $94$1,128
Property Taxes $240$2,880
Electricity $151$1,812
Total$2,355$28,260

Income You'd Need if You Spent...

35% on housing$80,742/yr
40% on housing$70,650/yr
45% on housing$62,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$378This listing

vs Other Active Listings

Avg $/sqft

ZIP 59801$234
Missoula County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 59801$309
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$417,000
2015-11-16Sold--

For Sale by Agent

AgentTom Russell
BrokerageKelly Right Real Estate of Montana LLC - Missoula

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