131 S Higgins Ave APT 5-3, Missoula, MT, 59802
About This Home
Welcome to Unit 5-3 of the historic downtown Wilma. This beautifully updated studio unit overlooking the river is just moments from everything Missoula has to offer, including fine dining, local shopping, concerts, and out-to-lunch. The tastefully decorated space is currently a profitable Airbnb, but would also make a comfortable pied-a-terre or efficiency apartment for a buyer who is interested in a luxurious, thoughtfully laid out, centrally located space, complete with a small kitchen, seating area, and generously sized, spa-like bathroom. The high-end finishes like marble, plaster-coated walls and enchanting and unique light fixtures are a perfect complement to the Wilma's stately architecture. Buyers must be accompanied at the Wilma, please do not disturb renters.
Getting Around
Walker's Paradise
Good Transit
Biker's ParadiseSchools
Construction
Condition
- Year built: 1921
Materials
- Foundation: See Remarks
Type & Style
- Home type: Condo
- Architectural style: Other
- Property subType: Condominium
Interior
Appliances
- Appliances included: Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
Interior Area
- Total interior livable area: 384 sqft
Property
Details
- Parcel number: 04220022202137503
- Zoning: See Remarks
- Zoning description: Downtown
- Special condition: Standard
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Earthquake
- Ice Storm
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Missoula County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,867 | $34,404 |
| Home Insurance | $169 | $2,028 |
| Property Taxes | $368 | $4,416 |
| Electricity | $151 | $1,812 |
| Total | $3,555 | $42,660 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-05 | Listed for sale | $567,000 |
| 2014-03-03 | Sold | -- |
View on Zillow