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28118 Spring Ln, Big Arm, MT, 59910

2beds
3baths
1,600sqft
$1,370,000
$856price/sqft
$8,591/moest. monthly cost
$343,640/yrincome needed

About This Home

Rustic luxury meets modern comfort in this beautifully crafted 2BD/3BA log home, nestled on 20 pristine, private acres with sweeping views of Flathead Lake and the Mission Mountain Range. The A-frame design features soaring vaulted ceilings, dramatic floor-to-ceiling windows, and a covered Trex porch with handcrafted log railings with an adjacent wood deck – all framed by parked out grounds with manicured lawns, wildflower fields, and thoughtfully limbed pines. Inside, the Great Room impresses with a floor-to-ceiling rock fireplace, rich knotty alder doors and trim throughout, and an updated kitchen with rough-cut granite and KitchenAid appliances. A detached garage, bunkhouse, and multiple outbuildings add versatility for guests, hobbies, or rental income. Adjacent to Montana state land and just steps from a dedicated pedestrian tunnel to Big Arm State Park on the shores of Flathead Lake – including a 35-acre public archery range – this property delivers a rare combination of seclusion and direct access to world-class recreation. Glacier National Park, Whitefish Mountain Resort, and Blacktail Ski Area all nearby! Perfect as a full-time residence, mountain retreat, or income-producing getaway, this one-of-a-kind property offers privacy, charm, and unforgettable Montana living. Sold turnkey. See Feature Sheet in Docs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Cherry Valley SchoolGrades PK-110.8 mi
6/10
Polson Middle SchoolGrades 5-811.1 mi
5/10
Polson High SchoolGrades 9-1211.2 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Log Home
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Dryer,Dishwasher,Freezer,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace,Main Level Primary,Open Floorplan,Vaulted Ceiling(s)
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0

Heating

  • Heating features: Electric,Forced Air,Hot Water,Propane

Interior Area

  • Total interior livable area: 1,600 sqft

Property

Details

  • Parcel number: 15346732201040000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Propane Tank - Leased
  • Has view: Yes
  • View description: Lake,Mountain(s)
  • Has water view: Yes
  • Water view: true

Lot

  • Lot size: 20.22 Acres
  • Features: Back Yard,Gentle Sloping,Level,Pasture,Secluded,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Gated,Heated Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Avalanche
    AvalancheModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Earthquake
Inland Flooding
Avalanche
Ice Storm
Landslide
Lightning
Wildfire

FEMA Declared Disasters in Lake County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,927$83,124
Home Insurance $1,069$12,828
Property Taxes $444$5,328
Electricity $151$1,812
Total$8,591$103,092

Income You'd Need if You Spent...

35% on housing$294,548/yr
40% on housing$257,730/yr
45% on housing$229,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$856This listing

vs Other Active Listings

Avg $/sqft

ZIP 59910
Lake County$401

vs Homes Sold Last Month

Median $/sqft

ZIP 59910
Lake County$229

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$1,370,000
2024-09-30Listing removed$1,275,000
2024-05-21Price change$1,275,000
2024-03-01Listed for sale$1,325,000
2023-09-06Listing removed--
2023-08-06Price change$1,350,000
2023-06-04Listed for sale$1,400,000
2022-09-16Sold--
2022-09-08Pending sale$1,299,999
2022-08-30Contingent$1,299,999
2022-06-29Price change$1,299,999
2022-06-04Listed for sale$1,300,000

For Sale by Agent

AgentJennifer Shelley
BrokeragePureWest Real Estate - Bigfork

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