403 S 7th St, Hamilton, MT, 59840
About This Home
Step into the timeless charm of this beautifully maintained 1910 home offering 1,886 square feet of living space, ideally situated on two city lots totaling about 0.24 acres. Blending historic character with modern conveniences, this inviting home features hardwood flooring throughout the main level and an abundance of natural light streaming through the large living room windows. The thoughtfully designed main level offers a welcoming dining area highlighted by a beautifully unique wood stove, a well-appointed kitchen with stainless steel appliances, two bedrooms, a full bathroom, and a dedicated office. Upstairs, you'll find two additional bedrooms and a second full bathroom, while the unfinished basement provides an excellent space for additional storage. The oversized detached garage offers ample space for parking, storage, or a workshop/studio. Outside, enjoy the beautifully landscaped yard with underground sprinklers supplied by a private well, providing a cost-effective way to maintain the lush lawn and landscaping. Ideally located just moments from the Bitterroot River and Kiwanis Park, this home also offers the convenience of being within walking distance of downtown Hamilton, where you'll enjoy local shops, restaurants, parks, and community events.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1910
Materials
- Foundation: Poured
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Unfinished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 0
Heating
- Heating features: Radiant,Wood Stove
Interior Area
- Total interior livable area: 1,886 sqft
Property
Details
- Parcel number: 13146725415040000
- Special condition: Standard
Features
- Levels: One and One Half
- Patio & porch: Deck
- Fencing: Perimeter
- Has view: Yes
- View description: Mountain(s),Residential
- Topography of land: Level
Lot
- Lot size: 10,236 sqft
- Features: Back Yard,Front Yard,Landscaped,Level
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Wildfire
- Winter Weather
- Ice Storm
- Lightning
- Avalanche
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Ravalli County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,413 | $40,956 |
| Home Insurance | $187 | $2,244 |
| Property Taxes | $230 | $2,760 |
| Electricity | $151 | $1,812 |
| Total | $3,981 | $47,772 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $642,000 |
| 2026-07-14 | Listed for sale | $675,000 |
For Sale by Agent
View on Zillow