104 Lancer, Missoula, MT, 59802
About This Home
Tucked along the banks of the Blackfoot River just outside Missoula, this compact waterfront property captures the essence of Montana living in a manageable, inviting footprint. A 12x24 tiny home rests on the lot, comfortable as it stands while leaving room for your personal vision to take shape. The outdoor space is already dialed in for relaxing and enjoying the setting, with a porch, an additional deck, firepit and a storage shed, all surrounded by large shade trees and mature fruit trees that bring both privacy and seasonal bounty. The location strikes a rare balance, offering a peaceful riverside atmosphere just minutes from town and near the local amphitheater, making it easy to enjoy both quiet evenings and community events. The Blackfoot itself is legendary for its blue-ribbon trout fishing, along with endless opportunities for rafting and canoeing right out your door. Whether you embrace the simplicity of the existing tiny home or expand into something more, this property offers a unique chance to own a slice of riverfront Montana where the pace slows, the views take over, and the river becomes part of your everyday life.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Slab
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
Heating
- Heating features: Propane
Interior Area
- Total interior livable area: 300 sqft
Property
Details
- Parcel number: 04220121211020000
- Special condition: Standard
Features
- Patio & porch: Porch
- Has view: Yes
- View description: Mountain(s),Creek/Stream
- Has water view: Yes
- Water view: true
- On waterfront: Yes
- Waterfront features: River Front,Waterfront
- Waterbody name: Blackfoot River
- Topography of land: Level,Rolling,Varied
Lot
- Lot size: 8,015 sqft
- Features: Views,Level,Rolling Slope
Parking
- Parking features: Additional Parking,On Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Wildfire
- Winter Weather
- Avalanche
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Missoula County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance | $71 | $852 |
| Property Taxes | $156 | $1,872 |
| Electricity | $151 | $1,812 |
| Total | $1,591 | $19,092 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $240,000 |
| 2026-01-01 | Listing removed | $230,000 |
| 2025-09-07 | Listed for sale | $230,000 |
| 2017-08-24 | Sold | -- |
View on Zillow