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827 Philadelphia Ave, Chambersburg, PA, 17201

5beds
5baths
6,759sqft
$929,900
$138price/sqft
$6,583/moest. monthly cost
$263,320/yrincome needed

About This Home

Welcome to The Oakhill — Circa 1865, an extraordinary historic estate set on 3.15 picturesque acres in Chambersburg, Pennsylvania. Thoughtfully restored while honoring its rich heritage, this remarkable property blends timeless 19th-century character with refined modern living, offering a rare opportunity to own a truly distinctive home. From the moment you arrive, the property captures attention with its classic architecture, expansive grounds, and storybook setting. The home showcases the craftsmanship of a bygone era, complemented by tasteful updates that bring comfort and elegance to everyday life. Sunlight fills the interior through large windows, highlighting the home’s warm, inviting spaces designed for both relaxed living and memorable entertaining. Surrounded by 3.15 acres of open area, the property offers exceptional privacy and breathtaking views in every season. Mature trees, sweeping lawn space, and room to roam create an atmosphere of tranquility just minutes from the conveniences of town. Whether enjoying peaceful mornings on the porch, hosting gatherings under the open sky, or simply embracing the quiet beauty of the landscape, this estate provides a lifestyle that feels both private and timeless. Historic homes of this caliber rarely come to market. The Oakdale is more than a residence — it is a piece of Chambersburg history, beautifully preserved and ready for its next chapter.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

6/10
8/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 1865

Materials

  • Foundation: Stone,Other
  • Roof: Rubber,Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Walk-Out Access,Rear Entrance,Full,Partially Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • 9'+ Ceilings
  • Flooring: Hardwood,Tile/Brick,Concrete
  • Number of fireplaces: 5
  • Fireplace: Yes
  • Finished area below ground: 1,387
  • Finished area above ground: 5,372

Heating & Cooling

  • Heating features: Hot Water,Heat Pump,Radiator,Natural Gas,Electric
  • Cooling features: Central Air,Zoned,Electric

Interior Area

  • Total structure area: 9,767
  • Total interior livable area: 6,759 sqft

Other

  • Level: Upper
  • Area: 1640
  • Dimensions: 41 X 40

Other

  • Level: Upper
  • Area: 378
  • Dimensions: 14 X 27

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 021C26.013.000000
  • Zoning: RESIDENTIAL
  • Zoning description: Verify with Borough of Chambersburg
  • Special condition: Standard
  • Exclusions: See List Under Attached Documents - Please Have Buyer Sign.

Features

  • Levels: Four and One Half
  • Stories: 4
  • Private pool: Yes
  • Pool features: Private

Lot

  • Lot size: 3.15 Acres

Parking

  • Total spaces: 9
  • Parking features: Garage Faces Rear,Garage Door Opener,Attached,Driveway,Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,702$56,424
Home Insurance *$342$4,104
Property Taxes $798$9,576
Electricity $741$8,899
Total$6,583$78,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$225,702/yr
40% on housing$197,490/yr
45% on housing$175,546/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 17201$139
Franklin County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 17201$157
Franklin County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$940,000
2026-02-19Listing removed$940,000
2026-01-12Price change$940,000
2025-06-30Price change$950,000
2025-04-25Price change$995,000
2025-01-06Listed for sale$1,149,000
2023-11-11Listing removed$995,000
2023-10-16Price change$995,000
2023-08-18Listed for sale$1,095,000
2023-05-02Listing removed$1,295,000
2022-09-06Listed for sale$1,295,000

For Sale by Agent

AgentKim Heck
BrokerageRE/MAX Realty Agency, Inc.

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