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23 Sweetwater Lane, Buffalo, MO, 65622

4beds
3baths
5,000sqft
$900,000
$180price/sqft
$6,203/moest. monthly cost
$248,120/yrincome needed

About This Home

Tucked away on nearly 48 breathtaking acres along the Niangua River, 23 Sweetwater Lane in Buffalo, Missouri offers the ultimate private retreat for those craving space, nature, and waterfront living. This 4 bedroom, 3 bath home is surrounded by mature woods and features direct river frontage, allowing you to step outside and enjoy fishing, floating, or simply taking in the peaceful sights and sounds of the water from the expansive back deck. The home welcomes you with a grand entrance and covered parking beneath the rear deck, along with an attached garage providing convenient access to the upper level. A finished walk out basement adds flexibility and functionality, making the layout ideal for full time living or a potential vacation retreat. Inside, spacious living areas create an inviting atmosphere for gatherings, while the primary bedroom offers comfort and privacy with an updated walk in tiled shower. Recent improvements include a roof approximately five years old, a newer deck, updated flooring with new carpet and luxury vinyl plank in the basement, and a new well pump installed in 2021. Outside, the property truly shines with a 30 x 70 shop complete with heat, air, and electric, an additional kennel or storage building, and an older barn ready for restoration. A beautiful walnut tree grove enhances the natural setting. With no restrictions, this property offers endless possibilities as a secluded river retreat, recreational getaway, or investment opportunity, all just minutes from Buffalo and within easy reach of Springfield.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Buffalo Middle SchoolGrades 5-83.6 mi
5/10
Buffalo High SchoolGrades 9-123.5 mi
6/10
Mallory Elementary SchoolGrades PK-43.7 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Poured Concrete
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Microwave,Water Softener Owned,Refrigerator,Electric Water Heater
  • Laundry features: Main Level,W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Storage Space,Walk-Out Access,Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Wet Bar,Beamed Ceilings,Internet - Satellite,Other Counters,Laminate Counters,Cathedral Ceiling(s),Walk-In Closet(s),Walk-in Shower
  • Door features: Storm Door(s)
  • Window features: Window Coverings,Blinds
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Living Room,Stone,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 2,500
  • Finished area above ground: 2,500

Heating & Cooling

  • Heating features: Central,Fireplace(s),Electric,Wood
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 5,500
  • Total interior livable area: 5,000 sqft

Property

Details

  • Parcel number: 089032000000001000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Deck
  • Exterior features: Playscape
  • Fencing: Partial,Barbed Wire
  • Has view: Yes
  • View description: River,Water
  • Has water view: Yes
  • Water view: Water,River
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 47.89 Acres
  • Features: Acreage,Wooded/Cleared Combo,Waterfront,Sloped,Secluded,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Additional Parking,Garage Faces Front,Driveway,Covered
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Heat Wave
Strong Wind
Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$958$11,496
Property Taxes $314$3,768
Electricity $381$4,581
Total$6,203$74,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,674/yr
40% on housing$186,090/yr
45% on housing$165,413/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 65622$145
Dallas County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 65622$149
Dallas County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Price change$925,000
2026-02-06Listed for sale$950,000
2022-12-28Listing removed--
2022-09-26Listing removed$699,900
2022-08-31Listed for sale$1,200,000

For Sale by Agent

AgentAdam Graddy
BrokerageKeller Williams

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