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417 W Emerson Ave, Monterey Park, CA, 91754

2beds
2baths
1,055sqft
$988,000
$936price/sqft
$6,610/moest. monthly cost
$264,400/yrincome needed

About This Home

Welcome to your opportunity to own a home in one of Monterey Park’s most desirable neighborhoods! Ideally located across from the Senior Center and within walking distance of shops and restaurants, this charming, privately gated single-story residence has been beautifully renovated throughout. This home features 2 bedrooms and 2 bathrooms (there is a loft area that can be converted into a 3rd bedroom), along with numerous upgrades including a new electrical panel, new copper plumbing, new sewer line, and central air and heat complemented by two additional mini-split AC units—one in each bedroom. Enjoy new wood flooring throughout, a tastefully updated kitchen with granite countertops, a specialty high-heat cooking stove, and ample cabinetry for storage. Step outside to your cozy backyard retreat, complete with a covered patio area—perfect for entertaining or simply relaxing in privacy. Don’t miss this wonderful opportunity!

Getting Around

83
WalkingVery Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

8/10
Ynez Elementary SchoolGrades K-80.3 mi
9/10
Mark Keppel High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,055 sqft

Property

Details

  • Parcel number: 5256016050
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: First floor
  • Pool features: None

Lot

  • Lot size: 4,076 sqft
  • Features: Back Yard,Front Yard,Street Level

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in Los Angeles County and California

Earthquake
Fire
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,995$59,940
Home Insurance *$123$1,476
Property Taxes $1,094$13,128
Electricity $398$4,786
Total$6,610$79,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$226,628/yr
40% on housing$198,300/yr
45% on housing$176,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$936This listing

vs Other Active Listings

Avg $/sqft

ZIP 91754$462
Los Angeles County$602

vs Homes Sold Last Month

Median $/sqft

ZIP 91754$669
Los Angeles County$610

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-23Listed for sale$988,000

For Sale by Agent

AgentKatherine Quach
BrokerageTreelane Realty Group Inc.

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