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115 River Run Ct, Georgetown, KY, 40324

3beds
3baths
1,957sqft
$308,000
$157price/sqft
$2,114/moest. monthly cost
$84,560/yrincome needed

About This Home

Fantastic home in Georgetown for a great price. New privacy fence (2022), new HVAC (2020), newer 30 year 3D dimensional tile roof (2019), attic sealed with safe space age materials and installed solar attic fans that has saved the owners roughly 40% on utilities, all floors replaced with no carpet anywhere. Opens up to a beautiful wooded stream and field but safe for young children and dogs with the privacy fence in between. Installed raised garden beds in the backyard. Three bedrooms, including master bedroom with en suite bathroom plus bonus loft with mini library upstairs. Half bath downstairs, dining room, large 2 car garage. Quiet neighborhood full of families with children, wonderful neighbors. Just on the edge of town so you can have access to the city and the country all in one.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
7/10
7/10
Scott County High SchoolGrades 9-122.9 mi

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,957 sqft

Property

Details

  • Parcel number: 19020149000

Features

  • Exterior features: Other,Vinyl

Lot

  • Lot size: 4,356 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,557$18,684
Home Insurance *$131$1,572
Property Taxes $272$3,264
Electricity $154$1,854
Total$2,114$25,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,480/yr
40% on housing$63,420/yr
45% on housing$56,373/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.0%
12.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.8%
2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 40324$189
Scott County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 40324$188
Scott County$189

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$320,000
2026-05-05Listed for sale$315,000
2015-09-09Sold$151,500
2006-10-24Sold$143,900

For Sale by Owner

AgentProperty Owner

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