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LOT 2 W Chapel Dr, Bumpass, VA, 23024

3beds
3baths
1,968sqft
$639,950
$325price/sqft
$4,032/moest. monthly cost
$161,280/yrincome needed

About This Home

New construction on 6.7 acres! Welcome to Lot 2 West Chapel Road, a beautifully crafted ranch farmhouse by Farrar Construction, currently under construction in the desirable Holly Grove area of Louisa County. This thoughtfully designed single story home offers 1,968 square feet, 3 spacious bedrooms, 2.5 bathrooms, an oversized 24' x 24' side-load garage, and a massive 34x20 covered rear porch overlooking your private acreage. The open-concept floor plan is designed for comfortable everyday living and entertaining, featuring granite countertops, premium soft-close dovetail cabinetry, and quality craftsmanship throughout. All four bedrooms are located upstairs, creating an ideal layout for families while maximizing the main level's living and entertaining space. One of the biggest advantages of purchasing now is the opportunity to personalize your new home by selecting many of your own finishes, colors, and design details during construction. Enjoy the peace and privacy of 6.7 wooded acres without sacrificing modern conveniences. High-speed fiber internet is available, making working from home, streaming, and staying connected effortless. If you're searching for a new construction home with acreage in Louisa County, this property offers the perfect combination of modern farmhouse style, quality construction, privacy, and today's most desirable amenities, all with the ability to make it uniquely yours before completion

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
Jouett Elementary SchoolGrades PK-57.4 mi
7/10
6/10
Louisa County High SchoolGrades 9-1216.4 mi

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition,Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse,Ranch
  • Property subType: Farm,Single Family Residence

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Ceilings
  • Flooring: Partially Carpeted,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,968

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,968 sqft

Other

  • Level: First

Property

Details

  • Parcel number: 9862
  • Special condition: Corporate Listing

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 6.70 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Garage Faces Rear,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Earthquake
Hurricane
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,235$38,820
Home Insurance *$260$3,120
Property Taxes $335$4,020
Electricity $202$2,433
Total$4,032$48,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,240/yr
40% on housing$120,960/yr
45% on housing$107,520/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 23024$261
Louisa County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 23024
Louisa County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$639,950
2026-06-19Sold$130,000
2026-04-22Pending sale$130,000
2026-04-21Listed for sale$130,000

New Construction

AgentCole Spicer
BrokerageHometown Realty

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