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5505 Olde Scotland Rd, Shippensburg, PA, 17257

3beds
3baths
3,087sqft
$725,000
$235price/sqft
$4,886/moest. monthly cost
$195,440/yrincome needed

About This Home

Welcome to 5505 Olde Scotland Road - a property that truly captures the feel of classic farmhouse living, surrounded by open skies, rolling farmland, and the kind of setting that’s getting harder to find. Set well off the road on 5.6 scenic acres, this beautiful brick farmhouse offers a sense of arrival the moment you come up the driveway. Mature trees, wide-open views, and the peaceful backdrop of neighboring farmland create a setting that feels both private and timeless. Inside, the home blends character with everyday livability. The main level features a spacious eat-in kitchen at the heart of the home, along with a formal dining room and a large living room that offers plenty of space to gather. A full bathroom and convenient first-floor laundry add to the functionality of the layout. Upstairs, you’ll find three well-sized bedrooms, including a comfortable primary suite, along with additional flexible living space that could serve a variety of needs. Step out onto the private balcony and take in the surrounding views — a quiet spot to start or end your day. One of the standout features of the home is the expansive space above the attached 3-car garage. Whether you’re looking for a game room, home office, gym, or guest space, this area offers the flexibility to make it your own. The home also includes a large attic that provides even more opportunity for future finished space — ideal for a craft room, playroom, or additional living area if desired. Outside is where this property truly comes to life. A large barn and open pasture/meadow make it well-suited for animals, hobby farming, or simply enjoying the land. There’s room to spread out, room to grow, and room to create the lifestyle you’ve been looking for. If you’ve been searching for a property that offers space, setting, and potential — all in a peaceful, country location — 5505 Olde Scotland Road is one you won’t want to miss.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Scotland El SchoolGrades K-52.0 mi
8/10

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Stone
  • Roof: Architectural Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse/National Folk
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Water Heater,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom1

  • Level: Main

Bathroom1

  • Level: Upper

Bathroom2

  • Level: Upper

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Features

  • Finished area above ground: 3,087

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,087
  • Total interior livable area: 3,087 sqft

Other

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 090C09.013.00000
  • Zoning: AGRICULTURAL
  • Special condition: Standard
  • Exclusions: Stained Glass In Bathroom Window

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Balcony

Lot

  • Lot size: 5.62 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Garage Door Opener,Oversized,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$261$3,132
Property Taxes $622$7,464
Electricity $338$4,064
Total$4,886$58,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,520/yr
40% on housing$146,580/yr
45% on housing$130,293/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 17257$139
Franklin County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 17257$140
Franklin County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$725,000

For Sale by Agent

AgentRyan Zimmerman
BrokerageRE/MAX Pinnacle

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