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3196 S Ten Mile Lake, North Bend, OR, 97459

1beds
1baths
192sqft
$155,000
$807price/sqft
$1,098/moest. monthly cost
$43,920/yrincome needed

About This Home

Discover this unique, boat-access-only homestead on Ten Mile Lake, offering the ultimate off-grid retreat. Featuring a main cabin and multiple outbuildings, this rustic property is perfect for a secluded getaway, hunting lodge, or creative escape. Ideal for nature lovers seeking simplicity and privacy, this rare, historic lakefront gem is ready for your vision. Includes: 1550 & 300 Gallon Rainwater Storage Cisterns, Gravity-Fed Garden Watering System, Bathhouse with Composting Toilet, 2 Workshops Private Boat Dock w/ Kayaks, Yard and Garden Tools, 3000 Watt Inverter w/ 1000 amp hrs. 400 Watt Solar Panels. Generators, Tools, Berkey and LifeStraw H2O Purifiers, 40" TV, Microwave, ARB 50qt Refrigerator/Freezer, Eccotemp LP Instant H2O Heater, 12ft Boat w/ Motor, etc. More photos to come.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

3/10
7/10
North Bend Middle SchoolGrades 6-812.0 mi
7/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal or Aluminum
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Area (Combination)

Features

  • Workshop
  • Flooring: Wood
  • Fireplace features: Wood Burning,Stove,Wood Burning Stove
  • Fireplace: Yes

Heating

  • Heating features: Solar,Wood,Propane,Stove

Interior Area

  • Total structure area: 192
  • Total interior livable area: 192 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 23S1220DA00800
  • Zoning: RR-2

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Mountain(s),Territorial
  • Has water view: Yes
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 2.85 Acres

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Landslide

FEMA Declared Disasters in Coos County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance *$53$636
Property Taxes $86$1,032
Electricity $176$2,119
Total$1,098$13,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,645/yr
40% on housing$32,940/yr
45% on housing$29,280/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$807This listing

vs Other Active Listings

Avg $/sqft

ZIP 97459$278
Coos County$235

vs Homes Sold Last Month

Median $/sqft

ZIP 97459$236
Coos County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$155,000
2022-11-30Sold$135,000
2022-11-19Pending sale$149,500
2022-09-26Listed for sale$149,500
2016-08-30Sold$90,000

For Sale by Agent

AgentMCKENZIE FRISHKORN
BrokerageEpique Realty

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