3863 Holders Grove Rd, Cosby, TN, 37722
About This Home
Experience refined mountain living in this impeccably maintained modern cabin, gracefully positioned on a private one-acre homesite with sweeping, unobstructed mountain views just minutes from Great Smoky Mountains National Park. Designed with both sophistication and comfort in mind, this 2-bedroom, 2-bath retreat features two private bedroom suites -- one on the main level and one upstairs -- offering the ultimate in privacy and flexibility. The expansive open-concept living space is filled with natural light and anchored by a sleek electric fireplace, creating a warm yet contemporary ambiance. The gourmet kitchen showcases brand-new stainless steel appliances and flows seamlessly into the main living area, ideal for entertaining or relaxing after a day hiking in the mountains. Upstairs, an open loft area provides additional flexible living space -- perfect for a game room, media lounge, home office, or additional guest accommodations -- enhancing both lifestyle appeal and rental potential. Step outside to experience true mountain serenity. A beautifully designed outdoor fire pit sits beneath a charmingly rustic pergola, creating the perfect setting for evening gatherings, roasting marshmellows, making Smores, and enjoying the crisp mountain air. Whether envisioned as a luxury primary residence, an exclusive vacation escape, or a high-end short-term rental investment, this exceptional property offers elegance, privacy, versatility, and a true elevated mountain lifestyle. Some images in this listing have been virtually staged and/or digitally altered.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Type & Style
- Home type: SingleFamily
- Property subType: Cabin,Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,144
Interior Area
- Total structure area: 1,144
- Total interior livable area: 1,144 sqft
Property
Details
- Parcel number: 111 02227 000
- Zoning: 0
Features
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 1.06 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Cold Wave
- Hail
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,971 | $23,652 |
| Home Insurance | $195 | $2,340 |
| Property Taxes | $372 | $4,464 |
| Electricity | $175 | $2,103 |
| Total | $2,713 | $32,556 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-24 | Listed for sale | $409,900 |
| 2025-12-06 | Listing removed | $418,500 |
| 2025-10-15 | Price change | $418,500 |
| 2025-10-13 | Listed for sale | $429,950 |
| 2025-10-03 | Listing removed | $429,950 |
| 2025-09-09 | Price change | $429,950 |
| 2025-07-09 | Price change | $449,850 |
| 2025-06-14 | Price change | $459,850 |
| 2025-05-13 | Price change | $469,500 |
| 2025-04-14 | Listed for sale | $482,500 |
| 2024-09-15 | Listing removed | $460,000 |
| 2024-09-11 | Price change | $460,000 |
| 2024-07-26 | Listed for sale | $430,000 |
| 2024-05-13 | Listing removed | -- |
| 2024-04-30 | Price change | $485,000 |
| 2024-04-18 | Price change | $499,000 |
| 2024-04-01 | Price change | $520,000 |
| 2023-10-07 | Listed for sale | $525,000 |
| 2023-09-25 | Listing removed | $550,000 |
| 2023-05-12 | Listed for sale | $550,000 |
| 2022-06-27 | Sold | $499,000 |
| 2022-04-07 | Pending sale | $499,000 |
| 2022-02-23 | Listed for sale | $499,000 |
| 2022-02-23 | Pending sale | $499,000 |
| 2022-02-21 | Listed for sale | $499,000 |
For Sale by Agent
View on Zillow