See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

220 Waters Park Cir #304, San Mateo, CA, 94403

3beds
2baths
1,912sqft
$1,548,000
$810price/sqft
$9,852/moest. monthly cost
$394,080/yrincome needed

About This Home

Beautiful Luxury Condo on the market for the first time since it was built! A true gem in the neighborhood, two story corner penthouse with views. Just far enough away from traffic to create a private get away. This property boasts a large 3 bedroom and 2 bathroom with an open kitchen and living room and large bonus room upstairs. The bonus room opens up into a large wrap around deck with some hill views. The condo unit also has a large two car SIDE BY SIDE garage and leased solar units. Beautiful natural and interior lighting brighten the atmosphere of the open great room once you enter. This unit is great for entertaining and for home cooks. Come see the unit before while it lasts!

Getting Around

43
WalkingCar-Dependent
42
TransitSome Transit
71
BikeVery Bikeable

Schools

6/10
Bayside AcademyGrades K-81.1 mi
9/10
Hillsdale High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Flat, Other

Type & Style

  • Home type: Condo
  • Architectural style: Modern/HighTech
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Exhaust Fan,Disposal,Microwave,Oven/Range,Refrigerator,Washer/Dryer

Bathroom

  • Features: DoubleSinks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • High Ceilings,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air,Other

Interior Area

  • Total structure area: 1,912
  • Total interior livable area: 1,912 sqft

Kitchen

  • Features: Countertop_Granite, ExhaustFan, IslandwithSink

Property

Accessibility

  • Accessibility features: Elevator/Lift,Parking,Accessible Doors

Details

  • Parcel number: 115620010
  • Zoning: C4
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Balcony/Patio
  • Exterior features: Barbecue
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 2,644 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,827$93,924
Home Insurance *$128$1,536
Property Taxes $1,487$17,844
Electricity $410$4,920
Total$9,852$118,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$337,782/yr
40% on housing$295,560/yr
45% on housing$262,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$810This listing

vs Other Active Listings

Avg $/sqft

ZIP 94403$767
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94403$1,159
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Price change$1,548,000
2026-06-24Price change$1,589,000
2026-04-29Listed for sale$1,639,999
2022-12-27Sold$1,650,000
2022-11-22Pending sale$1,839,990
2022-10-28Price change$1,839,990
2022-10-17Price change$2,499,990
2022-10-16Price change$1,856,750
2022-05-18Price change$2,499,990
2022-05-09Listed for sale--

For Sale by Agent

AgentCory Chen
BrokerageKW Advisors

Similar Homes