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13963 Escondida Cv, Fort Wayne, IN, 46845

4beds
3baths
2,628sqft
$449,900
$171price/sqft
$2,979/moest. monthly cost
$119,160/yrincome needed

About This Home

Custom designed 4 bedroom, 2.5 bath two-story in desirable Grand Point at Copper Creek offering 2,628 square feet of upscale finishes and designer touches. The open-concept main level on this 21' build features high ceilings and a stunning kitchen with quartz countertops, oversized island w/ breakfast bar, stainless steel appliances, corner pantry, and custom cabinetry, all flowing seamlessly into the spacious great room with a stunning fireplace feature wall. A welcoming front sitting room with gorgeous trim detail, the stylish yet functional mudroom and an elevated 2nd level laundry all add to the charm and practicality this home provides. Upstairs you’ll find a spacious primary suite with luxury bath and his/hers walk-in closets and three more sizable bedrooms. Outside, enjoy the beautifully maintained yard, patio, and white vinyl privacy fence. The oversized 3-car garage provides room for vehicles, storage and hobbies. Located in Northwest Allen County Schools and close to shopping, dining, and everyday conveniences - this is the showstopper you've been waiting for.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
27
BikeSomewhat Bikeable

Schools

6/10
8/10
9/10
Carroll High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Slab
  • Roof: Dimensional Shingles
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Range/Oven Hook Up Gas,Range/Oven Hk Up Gas/Elec,Dishwasher,Microwave,Refrigerator,Washer,Dryer-Electric,Electric Oven,Electric Range,Electric Water Heater,Water Softener Owned
  • Laundry features: Electric Dryer Hookup

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • 1st Bdrm En Suite,Breakfast Bar,Ceiling-9+,Walk-In Closet(s),Countertops-Solid Surf,Entrance Foyer,Kitchen Island,Open Floorplan,Double Vanity,Great Room
  • Window features: Window Treatments
  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,628

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,628
  • Total interior livable area: 2,628 sqft

Kitchen

  • Level: Main
  • Area: 120

Living Room

  • Level: Main
  • Area: 340

Office

  • Level: Main
  • Area: 110

Property

Details

  • Parcel number: 020220330030.000058

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Privacy,Vinyl

Lot

  • Lot size: 8,712 sqft
  • Features: Level,City/Town/Suburb,Landscaped
  • Lot size dimensions: 130x59x130x69

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Severe Storm
Snowstorm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$177$2,124
Property Taxes $288$3,456
Electricity $240$2,890
Total$2,979$35,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,137/yr
40% on housing$89,370/yr
45% on housing$79,440/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 46845$172
Allen County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 46845$157
Allen County$139

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$449,900
2026-07-07Price change$455,000
2026-06-26Price change$459,900
2026-06-21Price change$463,900
2026-06-01Price change$464,900
2022-04-22Pending sale$389,900
2022-02-18Listed for sale$389,900

For Sale by Agent

AgentRichard J Fletcher
BrokerageNorth Eastern Group Realty

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