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13675 Cumberland Hwy, Orrstown, PA, 17244

3beds
3baths
2,032sqft
$460,000
$226price/sqft
$3,088/moest. monthly cost
$123,520/yrincome needed

About This Home

Looking for a meticulously updated and maintained one owner home that is move in ready? Then this is the home for you! This stunning 3 bedroom, 3 full bath home with many custom upgrades features a sealed asphalt circle drive with paver edging perimeter, a spacious 2 car garage with built in shelving, a new Negley's whole home clean water filtration system and water heater, new metal roof, updated sealed granite kitchen countertops, a custom kitchen island with a built in cast iron sink and garbage disposal with pendulum lighting, custom cabinet windows, a 2025 dual fuel oven (Wi-Fi compatible) with transferable warranty, a touch screen refrigerator (Wi-Fi compatible), a Wi-Fi adjustable smart thermostat to control the York heat pump installed in 2021, a 20'x12' all-season room with its own mini split, tongue and groove ceiling, 3 ceiling fans, PVC windows to enjoy your back yard oasis, and a propane gas fireplace. The 100 gallon propane gas tank is owned. A built-in timber frame pergola with indoor/outdoor fan can be enjoyed on beautiful summer days. As you enter the front door, you'll be greeted by a heated floor entryway for those cold fall and winter days. Heading upstairs, you can enter into the living room, kitchen/dining combo, or go right down the hall. Walking down the hall, on your left is a full bath with marble tile floors, porcelain tile walls, and a bath/shower combo. Further down the hall on the left is the main bedroom with a brand-new window, a full bath with walk-in shower, heated granite tile floors, and subway tile walls. Two additional bedrooms can be found across the hallway. As you walk downstairs, you'll see a finished living area with wood propane fireplace, a spacious closet, and a full bath/laundry combo with heated porcelain tile floors, a walk-in tile shower with glass door, and a front-loading whirlpool washer and dryer on pedestals. Heading out to the garage, you'll notice there is plenty of built in wood shelving, a utility sink, the whole home vacuum system, and room for two cars to be parked. A man door takes you into the fully fenced back yard with extensive landscaping, flower bed sprinkler systems, a 20'x12' shed, 12'x10' shed with a metal roof. a heated and cooled cat house or kids playhouse, a raised garden bed and mountain views. Ask your agent for a copy of the many upgrades (even more than what has been mentioned) that have been done to this home which can be found on the seller's property disclosure. Come take a look at one of the most well-maintained homes in Orrstown!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Lurgan El SchoolGrades K-51.3 mi
8/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: Combination,Brick,Vinyl Siding

Other

  • Builder name: ROGER HOSFELT

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range - Electric,Electric Water Heater
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full

Bedroom2

  • Level: Unspecified
  • Area: 121
  • Dimensions: 11 X 11

Bedroom3

  • Level: Unspecified
  • Area: 165
  • Dimensions: 15 X 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Unspecified
  • Area: 120
  • Dimensions: 12 X 10

Family Room

  • Level: Unspecified
  • Area: 300
  • Dimensions: 25 X 12

Features

  • Kitchen - Country,Eat-in Kitchen,Kitchen Island
  • Flooring: Hardwood,Luxury Vinyl,Marble,Other
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 560
  • Finished area above ground: 1,472

Foyer

  • Level: Unspecified
  • Area: 28
  • Dimensions: 4 X 7

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,032
  • Total interior livable area: 2,032 sqft

Kitchen

  • Level: Unspecified
  • Area: 144
  • Dimensions: 12 X 12

Living Room

  • Level: Unspecified
  • Area: 180
  • Dimensions: 15 X 12

Other

  • Level: Unspecified
  • Area: 84
  • Dimensions: 12 X 7

Primary Bedroom

  • Level: Unspecified
  • Area: 182
  • Dimensions: 13 X 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 120F05.142.000000
  • Zoning: RESIDENTIAL
  • Special condition: Standard

Features

  • Levels: Bi-Level,Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Extensive Hardscape
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.73 Acres

Parking

  • Total spaces: 14
  • Parking features: Garage Faces Front,Circular Driveway,Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 12

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$144$1,728
Property Taxes $394$4,728
Electricity $224$2,692
Total$3,088$37,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,874/yr
40% on housing$92,640/yr
45% on housing$82,346/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 17244
Franklin County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 17244$221
Franklin County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$475,000

For Sale by Agent

AgentWyatt Dresch
BrokerageHoward Hanna Krall Real Estate

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