20 Cedar Road E, Mastic Beach, NY, 11951
About This Home
Introducing 20 Cedar Rd E – Built in 2022, this nearly new 3-bedroom, 1-bath ranch offers the rare opportunity to own a home where virtually everything is less than four years old. Designed for modern living, this move-in-ready home features an open-concept layout with soaring vaulted ceilings, gleaming hardwood floors, and abundant natural light throughout. The stylish kitchen is equipped with stainless steel appliances and flows seamlessly into the spacious living area, making it ideal for both everyday living and entertaining. Central air conditioning provides year-round comfort, while the home's contemporary finishes and low-maintenance appeal make it truly turnkey. Enjoy all the benefits of newer construction without the wait—this is one you won't want to miss!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s)
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Features
- First Floor Bedroom
- Attic: None
Heating & Cooling
- Heating features: Baseboard
- Cooling features: Central Air
Interior Area
- Total structure area: 968
- Total interior livable area: 968 sqft
Property
Details
- Parcel number: 0200979101300002000
- Special condition: None
Lot
- Lot size: 6,098 sqft
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Inland Flooding
- Winter Weather
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Suffolk County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,270 | $27,240 |
| Home Insurance * | $226 | $2,712 |
| Property Taxes | $606 | $7,272 |
| Electricity | $246 | $2,954 |
| Total | $3,348 | $40,176 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $449,000 |
| 2022-08-12 | Sold | $379,900 |
| 2022-03-31 | Pending sale | $379,900 |
| 2021-12-27 | Listed for sale | $379,900 |
View on Zillow