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4009 Highway 101 Room 923, Lincoln City, OR, 97367

--beds
1baths
420sqft
$349,900
$833price/sqft
$2,242/moest. monthly cost
$89,680/yrincome needed

About This Home

RARE opportunity to own a top floor oceanfront condo at the iconic Inn at Spanish Head! Desirable oversized unit, fully updated with two beds featuring sleek stainless steel appliances in a full kitchen and comes fully furnished with multiple owners lockers. Wake up to the sounds of the surf while taking in the 180 degree commanding views of the majestic Pacific Ocean from the outdoor deck or take the elevator down to direct access of 7 miles of sandy beaches. Located in a full-service oceanfront resort featuring a beachfront heated pool, sauna, jacuzzi, exercise center, game room, meeting spaces, valet parking and on-site rental management. Order room service or enjoy cocktails and fine dining at the award-winning Fathoms restaurant. This unit is a popular vacation rental but can also accommodate luxurious full time living. There is nothing else like this property on the entire Oregon Coast. Experience resort living with endless views of sunsets and the constant sound of soothing waves. Bless yourself with oceanfront perfection!

Getting Around

44
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
Taft Elementary SchoolGrades 3-60.3 mi
6/10
Taft Middle SchoolGrades 7-80.3 mi
3/10
Taft High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1969

Materials

  • Construction materials: Other

Type & Style

  • Home type: Condo
  • Architectural style: Custom Style
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Built-In Range,Built-In Refrigerator,Dishwasher,Microwave,Stainless Steel Appliance(s),Electric Water Heater
  • Laundry features: Common Area

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Window features: Double Pane Windows,Storm Window(s)

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 420
  • Total interior livable area: 420 sqft

Property

Details

  • Parcel number: R283186
  • Zoning: C

Features

  • Stories: 1
  • Entry location: Upper Floor
  • Spa features: Association
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • On waterfront: Yes
  • Waterfront features: Ocean Front

Lot

  • Features: Bluff,Ocean Beach One Quarter Mile Or Less

Parking

  • Parking features: Off Street,Condo Garage (Other)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters in Lincoln County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$79$948
Property Taxes $218$2,616
Electricity $176$2,119
Total$2,242$26,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,868/yr
40% on housing$67,260/yr
45% on housing$59,786/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$833This listing

vs Other Active Listings

Avg $/sqft

ZIP 97367$318
Lincoln County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 97367$344
Lincoln County$331

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-15Listed for sale$349,900
2023-07-19Sold$339,900
2023-06-06Contingent$339,900
2023-05-26Pending sale$339,900
2023-05-25Price change$339,900
2023-04-21Listed for sale$349,900

For Sale by Agent

AgentGabe Terreson
BrokerageSavi Realty, Inc.

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