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230 Adkins Dr, Kerrville, TX, 78028

0beds
0baths
--sqft
$382,765
--price/sqft
$2,708/moest. monthly cost
$108,320/yrincome needed

About This Home

Tucked in at the end of a quiet county road, this exceptional 20.69-acre Kerr County property offers excellent rolling Hill Country views, outstanding privacy, and is unrestricted. With custom front fencing, electricity along the front, and an excellent homesite positioned to capture the surrounding scenery, the property is ready for your dream home, weekend retreat, or recreational investment property. The property is defined by its diverse combination of both habitat and topography. Mature Live Oaks, native Cedar Trees, and an array of scattered brush provide excellent wildlife habitat, while approximately 150 feet of elevation change creates beautiful vistas and a landscape rarely found on a property this size. The balance of usable terrain and rolling elevation makes this property truly one of a kind. Even with its secluded end-of-the-road setting, the property is located only 15 minutes from Kerrville, offering quick access to everyday conveniences and amenities. Many of the Texas Hill Country's most popular destinations are all within about an hours drive, making this an ideal location for both work and leisure. Come see this one in person today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
Nimitz Elementary SchoolGrades K-53.8 mi
6/10
Peterson Middle SchoolGrades 6-86.3 mi
6/10
Tivy High SchoolGrades 9-126.4 mi

Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Property

Details

  • Parcel number: 63440000139000

Features

  • Waterfront features: None
  • Topography of land: Level,Sloping,Rolling,Hilly
  • Residential vegetation: Heavily Wooded,Mature Trees (ext feat)
  • Horses can be raised: Yes

Lot

  • Lot size: 20.69 Acres
  • Features: Wooded,Hunting Permitted,Secluded,Other,Agricultural

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Tornado
Winter Weather
Cold Wave
Hail
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,935$23,220
Home Insurance *$252$3,024
Property Taxes $283$3,396
Electricity $238$2,859
Total$2,708$32,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,845/yr
40% on housing$81,240/yr
45% on housing$72,213/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.5%
6.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 78028$298
Kerr County$336

vs Homes Sold Last Month

Median $/sqft

ZIP 78028$191
Kerr County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$382,765
2024-06-04Listing removed--
2022-12-21Listed for sale$475,000
2022-05-12Listing removed--
2022-02-11Listed for sale$399,000

For Sale by Agent

AgentCody Orr
BrokerageSouth LLC

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