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132 Winding Pine Ct, Elgin, SC, 29045

5beds
3baths
2,577sqft
$346,999
$135price/sqft
$2,712/moest. monthly cost
$108,480/yrincome needed

About This Home

COVETED FROST FLOOR PLAN! Welcome to your stunning NEW 5-bedroom, 3-bath Frost plan in Kershaw County, perfectly situated for easy commuting in Elgin, SC. Featuring a first-floor private suite, this home has all the features a homeowner wants in a new home! Enjoy the convenience of nearby Kershaw County Parks, Shaw Airforce Base, Local Shops and Dining, and just a 30-minute drive to downtown Columbia. This home features elegant quartz countertops in the kitchen, wood-inspired vinyl plank flooring throughout the first floor, and a seamless transition from the living space to the backyard. The open kitchen has an expansive island, large walk-in pantry, subway tile backsplash, and modern stainless-steel appliances, including a stove, microwave and dishwasher. Refrigerator, washer/dryer and blinds included! Located on the first floor is a full bedroom/suite, perfect for overnight guests or family members. The second- floor owner’s suite includes 2 full walk in closets and double vanity bathroom. On the second floor a third full bathroom is conveniently located near 3 additional bedrooms as well as a versatile entertainment room, ideal for privacy from main floor living, hosting overnight guests, or creating a home office! Discover the included features of this community such as gutters, coach lights (per plan), stained oak handrail and iron balusters on the first floor, garage door openers, gas tankless water heater and more. Chestnut Place is calling your name! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Blaney Elementary SchoolGrades PK-50.7 mi
4/10
5/10
Lugoff-Elgin High SchoolGrades 9-124.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: Stone,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Smooth Surface,Dishwasher,Disposal,Dryer,Refrigerator,Washer,Microwave Above Stove,Stove Exhaust Vented Exte,Tankless Water Heater,Gas Water Heater
  • Laundry features: Electric,Heated Space,Utility Room

Bedroom2

  • Features: Double Vanity,Bath-Shared,Closet-Private
  • Level: Second

Bedroom3

  • Features: Double Vanity,Bath-Shared,Walk-In Closet(s)
  • Level: Second

Bedroom4

  • Features: Double Vanity,Bath-Shared,Walk-In Closet(s),Closet-Private
  • Level: Second

Bedroom5

  • Features: Bath-Shared,Closet-Private
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1

Features

  • Window features: Thermopane
  • Flooring: Luxury Vinyl,Carpet
  • Attic: Pull Down Stairs,Attic Access

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Gas 1st Lvl,Gas 2nd Lvl
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,577
  • Total interior livable area: 2,577 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Backsplash-Tiled,Cabinets-Painted,Recessed Lighting,Counter Tops-Quartz
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Separate Shower,Walk-In Closet(s),Closet-Private
  • Level: Second

Property

Details

  • Parcel number: 3210000005SLB

Features

  • Stories: 2
  • Exterior features: Gutters - Full

Lot

  • Lot size: 0.50 Acres
  • Features: Sprinkler

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hurricane
Heat Wave
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Kershaw County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,754$21,048
Home Insurance *$159$1,908
Property Taxes $552$6,624
Electricity $247$2,973
Total$2,712$32,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,982/yr
40% on housing$81,360/yr
45% on housing$72,320/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$144
Kershaw County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Kershaw County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$348,999
2026-06-29Listed for sale$346,999
2022-03-31Listing removed--
2022-03-11Price change$350,000
2022-02-10Price change$347,750
2022-02-08Listed for sale$347,000

New Construction

AgentEmily Bell
BrokerageLennar Carolinas LLC

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