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103 S West St, Lebanon, OH, 45036

2beds
1baths
--sqft
$189,900
--price/sqft
$1,424/moest. monthly cost
$56,960/yrincome needed

About This Home

Charming cottage style home boasting 1,080 total living sq. ft. Cozy layout with efficient use of space and located conveniently to parks, YMCA, schools, biking/walking trails, and restaurants to beautiful downtown historic Lebanon! Turnkey home with updates including Electric/2022, Gazebo/2023, Tankless water heater/2024, Furnace/AC 2026, New Roof 2025! Excellent for first time buyers or those needing to downsize. This home is a must see!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
6/10
8/10
Lebanon High SchoolGrades 8-123.0 mi

Construction

Condition

  • Year built: 1905

Materials

  • Construction materials: Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom

  • Level: Main
  • Dimensions: 9 x 8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Kitchen

  • Level: Main
  • Dimensions: 7 x 6

Laundry

  • Level: Main
  • Dimensions: 10 x 8

Living Room

  • Level: Main
  • Dimensions: 15 x 10

Master Bedroom

  • Level: Main
  • Dimensions: 10 x 9

Property

Details

  • Parcel number: 1205126014
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size dimensions: irregular

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$78$936
Property Taxes $193$2,316
Electricity $193$2,320
Total$1,424$17,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,822/yr
40% on housing$42,720/yr
45% on housing$37,973/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 23.9%
23.9%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 45036$218
Warren County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 45036$192
Warren County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Price change$189,900
2026-05-29Price change$199,900
2026-05-15Listed for sale$210,000
2024-10-21Listing removed$189,900
2024-10-14Price change$189,900
2024-10-07Price change$199,900
2024-09-17Listed for sale$209,900
2022-05-13Sold$128,601
2022-04-06Pending sale$129,900
2022-04-06Listed for sale$129,900
2022-04-05Pending sale$129,900
2022-04-05Listed for sale$129,900
2022-03-29Pending sale$129,900
2022-02-18Listing removed--
2022-02-10Pending sale$129,900
2022-02-06Listed for sale$129,900
2010-12-15Sold$37,500

For Sale by Agent

AgentSandra Parker
BrokerageSibcy Cline Inc.

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