See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

14481 Charmian Rd, Waynesboro, PA, 17268

3beds
2baths
1,100sqft
$199,900
$182price/sqft
$1,476/moest. monthly cost
$59,040/yrincome needed

About This Home

Imagine waking up to the peaceful sounds of the nature and enjoying your morning coffee on your deck in your own private wooded sanctuary. The split bedroom design places the primary suite on one side of the home, offering a quiet retreat away from the two additional bedrooms.Whether you're looking for a year-round residence or a serene mountain getaway, this home provides easy, peaceful living. Garage, storage area, enclosed porch, covered front deck.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
Hooverville El SchoolGrades K-53.3 mi
6/10

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Crawl Space
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Has Laundry

Bathroom1

  • Level: Main

Bathroom2

  • Features: Bathroom - Tub Shower
  • Level: Main

Bedroom1

  • Features: Flooring - Carpet,Bathroom - Walk-In Shower,Walk-In Closet(s)
  • Level: Main

Bedroom2

  • Features: Flooring - Carpet
  • Level: Main

Bedroom3

  • Features: Flooring - Carpet
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Forced Air,Other
  • Cooling features: Other

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Features: Eat-in Kitchen,Pantry
  • Level: Main

Living Room

  • Features: Flooring - Carpet
  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 230Q14K005.000000
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: All Appliances In The Kitchen,Washer,Dryer. (owned By The Tenants)

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.19 Acres
  • Features: Wooded

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Drought
Hurricane
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$71$852
Property Taxes $171$2,052
Electricity $224$2,692
Total$1,476$17,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,605/yr
40% on housing$44,280/yr
45% on housing$39,360/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 17268$130
Franklin County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 17268$180
Franklin County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$199,900
2026-06-25Listed for sale$199,900
2026-06-18Pending sale$199,900
2026-06-12Listed for sale$199,900

For Sale by Agent

AgentJale Dalton
BrokerageMountain View Realty

Similar Homes