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2876 Ross Meadows Ln, Olive Branch, MS, 38654

4beds
3baths
2,707sqft
$474,900
$175price/sqft
$3,171/moest. monthly cost
$126,840/yrincome needed

About This Home

ASSUMABLE VA LOAN AT A 3.375% interest rate—buyer must qualify and have VA benefits. This gorgeous 4-bedroom, 3-bath home sits in the Lewisburg School Zone on a lovely .69-acre lot. The open, split floor plan offers 3 bedrooms downstairs and a chef's dream kitchen with a center island overlooking the great room, stainless steel appliances, gas cooktop, custom soft-close cabinets, granite countertops, breakfast bar, and pantry. High ceilings and luxury vinyl tile wood floors flow through the living area and primary bedroom for style and easy upkeep. The primary suite features tray ceilings with recessed lighting, a large walk-through shower with double shower heads, a soaking tub, and dual granite vanities. Two additional bedrooms share a bath on the main floor. Upstairs, you'll find a fourth bedroom, a third bath, and a versatile bonus room. The backyard boasts an oversized covered porch, extended patio, full gutters, security lighting, and a fully fenced yard for privacy. Plus, it's a handyman's dream with an 18' x 30' workshop, outlets all around, and two roll-up doors for easy access. Call for details on assumption.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

10/10
9/10
Lewisburg Middle SchoolGrades 6-85.6 mi
9/10
Lewisburg High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,HardiPlank Type,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Range,Dishwasher,Disposal,Gas Cooktop,Gas Water Heater,Microwave,Stainless Steel Appliance(s),Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Features

  • Breakfast Bar,Crown Molding,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Soaking Tub,Tray Ceiling(s),Walk-In Closet(s),Kitchen Island
  • Door features: Dead Bolt Lock(s),Hinged Patio
  • Window features: Blinds,Double Pane Windows,Insulated Windows
  • Flooring: Vinyl,Carpet,Tile
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Fireplace(s),Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Dual,Electric

Interior Area

  • Total structure area: 2,707
  • Total interior livable area: 2,707 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 2065210900008500

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Back Yard,Privacy,Wood,Fenced

Lot

  • Lot size: 0.69 Acres
  • Features: Cleared,Few Trees,Front Yard,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Carriage Load,Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$310$3,720
Property Taxes $209$2,508
Electricity $251$3,020
Total$3,171$38,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,720/yr
40% on housing$95,130/yr
45% on housing$84,560/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 38654$156
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38654$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listed for sale$474,900
2026-04-21Listing removed$464,900
2026-04-09Price change$464,900
2026-03-30Price change$474,900
2026-03-04Listed for sale$479,900
2024-07-15Sold--
2024-05-07Pending sale$460,000
2024-05-03Listed for sale$460,000
2022-05-09Sold--
2022-02-06Pending sale$445,000
2022-02-02Listed for sale$445,000

For Sale by Agent

AgentPatricia Rainey
BrokerageCrye-Leike Of TN-Collierville

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