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1120 7th Ave NE, Isanti, MN, 55040

5beds
3baths
2,228sqft
$404,900
$182price/sqft
$3,211/moest. monthly cost
$128,440/yrincome needed

About This Home

Stunning home built in 2022 that perfectly combines modern convenience with thoughtful design. This meticulously maintained residence is beautifully appointed throughout, featuring a spacious kitchen with sleek stainless steel appliances, stylish granite countertops, and plenty of cabinet and counter space for cooking and entertaining. The inviting living room offers a warm and cozy atmosphere with a charming fireplace and abundant natural light. New flooring has been installed on the main level, which features three spacious bedrooms, including a large primary suite with a private bathroom designed for comfort and relaxation. The fully finished walkout basement provides even more living space and opens directly to your 22x16 patio — the perfect spot to enjoy peaceful evenings and the beautiful backyard. The outdoor setting is private and serene, backing up to mature trees and open green space, with a beautiful fence adding even more privacy. Whether you’re hosting gatherings or enjoying quiet nights at home, this incredible property offers the perfect blend of style, comfort, and tranquility. A home like this is sure to impress everyone who walks through the door.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
5/10
Isanti Middle SchoolGrades 6-81.9 mi
6/10

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Age 8 Years or Less
  • Construction materials: Concrete,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Dryer,Freezer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: In Basement,Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished,Storage Space,Sump Pump,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10x11

Bedroom3

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom4

  • Level: Lower
  • Area: 110
  • Dimensions: 11x10

Bedroom5

  • Level: Lower
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 108
  • Dimensions: 9x12

Family Room

  • Level: Lower
  • Area: 240
  • Dimensions: 16x15

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 966
  • Finished area above ground: 1,262

Game Room

  • Level: Lower
  • Area: 96
  • Dimensions: 12x8

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,524
  • Total interior livable area: 2,228 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Laundry

  • Level: Lower
  • Area: 54
  • Dimensions: 6x9

Living Room

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Other

  • Level: Main
  • Area: 20
  • Dimensions: 4x5

Porch

  • Level: Main
  • Area: 40
  • Dimensions: 10x4

Walk In Closet

  • Level: Upper
  • Area: 20
  • Dimensions: 5x4

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 161580030
  • Zoning description: Residential-Single Family
  • Foundation area: 2228

Features

  • Levels: Multi/Split
  • Pool features: None
  • Fencing: Other

Lot

  • Lot size: 0.40 Acres
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Winter Weather

FEMA Declared Disasters in Isanti County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$274$3,288
Property Taxes $703$8,436
Electricity $187$2,254
Total$3,211$38,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,091/yr
40% on housing$96,330/yr
45% on housing$85,626/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 55040$177
Isanti County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 55040$205
Isanti County$186

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$404,900
2025-08-27Listing removed$412,000
2025-08-07Listed for sale$412,000
2025-08-07Listing removed$412,000
2025-06-27Price change$412,000
2025-06-13Price change$427,000
2025-05-28Price change$437,000
2025-05-15Listed for sale$447,000
2023-09-01Sold$380,000
2023-07-29Pending sale$380,000
2023-07-08Price change$380,000
2023-06-27Listed for sale$399,900
2022-10-28Sold$359,900
2022-10-03Pending sale$369,900
2022-09-27Price change$369,900
2022-09-22Listed for sale$379,900
2022-09-20Listing removed--
2022-08-04Listed for sale$389,900
2022-08-02Listing removed--
2022-06-17Listed for sale$392,900
2022-06-16Listing removed--
2022-01-31Listed for sale$394,900

For Sale by Agent

AgentLevi LaRowe
BrokerageRE/MAX RESULTS

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