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42 Fern St, Adamsburg, PA, 15611

--beds
--baths
--sqft
$19,500
--price/sqft
$351/moest. monthly cost
$14,040/yrincome needed

About This Home

1 Acre Lot located in Hempfield Lot terrain is wooded with Slight Slope. Located on the end on the left hand side of private road (Fern Road) Survey and perk tests not done by owner. Public water available. Great lot to build on !

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
West Hempfield El SchoolGrades PK-51.5 mi
6/10

Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Farm

Property

Details

  • Zoning: res
  • Zoning description: res

Lot

  • Lot size: 1 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $98$1,176
Home Insurance *$10$120
Property Taxes $19$228
Electricity $224$2,692
Total$351$4,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,034/yr
40% on housing$10,530/yr
45% on housing$9,360/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.9%
12.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 15611$77
Westmoreland County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 15611$155
Westmoreland County$147

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-04Listed for sale$19,500
2026-01-30Listing removed$20,000
2025-01-30Listed for sale$20,000
2024-01-26Listing removed--
2023-01-30Listed for sale$23,500
2023-01-27Listing removed--
2022-08-03Price change$24,000
2022-05-24Price change$24,500
2022-01-28Listed for sale$25,000

For Sale by Agent

AgentDanielle Zontek
BrokerageHOWARD HANNA REAL ESTATE SERVICES

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